Tuesday, May 1, 2012

My Researcher's Own Story: "How I Beat Breast Cancer"

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My Researcher's Own Story: How I Beat Breast Cancer My Researcher's Own Story: "How I Beat Breast Cancer"
One of my own researchers has lived - and survived - a recent breast cancer ordeal, filled with misdiagnosis, surgery, and all the trauma it brings. Now ready to tell her story, find out how she shunned chemo and radiation, and cured herself of cancer, and in doing so, received other unexpected benefits.

Six Surprising Foods with More Sugar Than a Twinkie
If you're eating these so-called "health" foods thinking you're doing your body a favor, think again -- you might as well be eating a Twinkie or candy bar instead!
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Daily Headlines: Tuesday, May 1, 2012

Sponsored today by: NSM Insurance Group. Homebuilders Coverage. New Construction. Single and Multi Family Homes. Click here for more info.
Insurance Journal Daily Headlines
May 1, 2012
News By Region  National  International  East  Midwest  Southeast  South Central  West Video

Today's Headlines

National

Nationwide Mutual Completes Harleysville Merger

Nationwide Mutual Insurance Co. said that the company completed its previously announced $834 million merger deal with Harleysville Mutual ...

Bill Aims to Fix Problems with Medicare Set-Asides for Workers’ Compensation

The insurance industry is among the business and legal interests applauding legislation to resolve delays and inconsistencies in ...

Fewer Auto Insurance Buyers Shopping But More Switching Carriers: J.D. Powers

The auto insurance shopping rate has reached the lowest point in the past five years, with only 25 percent of insurance customers ...

Ratings Recap: Gateway, State Mutual, Discovery, Southern Mutual

A.M. Best Co. has downgraded the financial strength rating to 'B' (Fair) from 'B+' (Good) and issuer credit rating to "bb" from ...

Allianz, CargoNet Introduce Deductible Waiver Agreement

Allianz Global Corporate & Specialty (AGCS) has announced an agreement with its U.S. affiliate AGCS Marine Insurance Co. and CargoNet, ...

The Main Street America Group Enhances Automated Commercial Auto Product

The Main Street America Group has introduced a remodeled commercial auto product to independent insurance agents who represent the super ...

From MyNewMarkets.com OneBeacon Forms New Specialty Program Group

OneBeacon Insurance Group, Ltd. has formed its newest specialty business, OneBeacon Program Group (OBPG), which will be led by President Dan...

From IJAcademy.com Business Income Demystified At Last - A Training Series

Few insurance coverages illicit such fear or visceral reactions as does business income coverage (aka time element coverage). Without being too glib, business income concepts are...
Is Yours a Top 100 P/C Independent Agency? Now, 3 ways to qualify. Click here for more information.
East

Mass. Health Insurance Base Rate Up 1.2% on Average for Third Quarter

The Massachusetts Division of Insurance (DOI) said this week that it is placing on file small-group health insurance base rates for the ...

New England Officials Testify at Storm Hearing

Spurred by major storms that had left millions of New Englanders without power last year, a Senate committee is questioning what can be ...

Dispute Over Insurance Management Heads to Hearing in New Hampshire

A long-running dispute over how a nonprofit organization manages health insurance for 80,000 state workers and retirees in New Hampshire ...

Aon Risk Solutions Appoints Senior VP in Washington, D.C., Office

Aon Risk Solutions, the global risk management business of Aon plc, recently hired industry veteran Kathy Jacobson as senior vice president ...

Coverage for Paranormal Activity? It Depends on the Specifics

One of the biggest stories in Toms River, N.J., in recent weeks involved an alleged haunted house in the neighborhood. According to local ...
Sponsored by: Encompass, Great American Insurance Group and Tapco Underwriters. Insurance Journal now available on the iPhone and Android - Download it free today! Click here for more information.
Midwest

St. Louis Stadium Tent Collapse Raises Safety Questions

St. Louis, Mo., officials are expected to more closely scrutinize the large tents commonly set up near downtown stadiums after one of the ...

Fireman's Fund Names to Roth High Net Worth Role in Chicago

Novato, Calif.-based Fireman's Fund Insurance Co. added Lee Roth as a new high net worth personal insurance executive in its Chicago ...

Lawsuit Targets Indiana's Largest Hospital Group

Indiana's hospital boards and trial lawyers are closely monitoring a lawsuit that accuses the state's largest hospital group of charging ...
Become an expert with the Academy of Insurance Contracts, Certificates and Construction Defect Super Pack - Five of our top-selling courses ready for you to watch anytime
Southeast

Mississippi Wind Pool Buys $815 Million in Reinsurance

Mississippi's insurer of last resort has bought $815 million in reinsurance for the coming storm season. The Mississippi Windstorm ...

Alabama Lawmakers Pass Tax-Free Weekend for Disaster Supplies

As Alabama prepares to observe the first anniversary of deadly tornadoes last April 27, the Legislature approved the creation of a tax-free ...

Alabama Beach Condo Developer Wants BP to Pay Claim

Developers of an Orange Beach, Alabama condo project say BP should pay out a claim they filed for losses they say resulted from the 2010 ...
South Central

Red River Waterway Closure Business Interruption Costs Adding Up

The costs of closing the Red River Waterway in Louisiana for 15 days haven't been fully totaled, but they're adding up to millions of ...

Oklahoma House Again Passes Severe Weather Liability Bill

Legislation approved by the Oklahoma House of Representatives would eliminate liability for any entity or person providing access to a safe ...

Bockmon Joins All-Star Insurance in New Texas Office

Gilmer, Texas-based All-Star Insurance Group Inc., a full service independent insurance agency, has appointed Leslie Bockmon as an agent. ...
Sponsored by: Texas Mutual Insurance Company. A company with financial integrity is who we want up at bat. That's Texas Mutual. Click here for more information.
West

Hunter Joins Woodruff-Sawyer & Co. in Sacramento

Woodruff-Sawyer & Co. announced that Linda M. Hunter has joined the firm as vice president, Sacramento Employee Benefits practice ...

Tanana River Ice Jam Floods Alaska's Manley Hot Springs

Five homes have been flooded in the interior Alaska community of Manley Hot Springs and high water is threatening 20 more. The Fairbanks ...

Colorado Wildfire Ambushed Crews, Surprised Residents

Outside the windows of Steve Foster's pickup, Armageddon was coming. A rampage of smoke – white and streaked with black – crested the ...

1000s Ticketed For Using Cellphones While Driving

Thousands of Nevadans have been ticketed for violating a new state law prohibiting the use of cellphones while driving. According to the ...

Southern Arizona Science Project Sparks Wildfire

A science project at a southern Arizona school sparked a 15-acre wildfire and led to the school's evacuation. The project involved model ...
International

Shipping Exec: India’s State Insurers to Provide $50 Million Cover for Iran Oil Buy

Indian state-run insurers have agreed to give limited cover to local ships for carrying Iranian oil, helping the energy-hungry country ...

Willis Review Sees Better Times Ahead for Aviation Industry

The airline and aviation manufacturing insurance markets turned a profit in 2011 "following one of the safest years in recent times in ...

Lockton Consolidates International Operations with Trident III Buyout

Insurance broker Lockton announced that it has acquired the minority stake in its operations outside the U.S. held by Trident III, L.P., an ...

Earnings Report: Aspen Holdings

Selected earnings highlights from Aspen Holdings for the first quarter of 2012 are as follows:      ...

SCOR Posts 11% Increases in Renewal Pricing

SCOR Global P&C (SGPC) recorded 11 percent growth at constant exchange rates from the €328 million [$435 million] in premiums that ...
Insurance Journal Magazine: Young Agents Survey Issue
Insurance Journal Blogs

Sponsor Post: WARNING: Leveraging the Power of LinkedIn Will Lead to Networking and Growth Opportunities!

This post is part of a series sponsored by Astonish Results. Since it focuses on business and networking opportunities as opposed to photos ...

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Annual Live Training Burn Educates Adjusters

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New Discussions in the Forums

Is it possible to get insurer appointments just starting out
Posted: Mon Apr 30 -- d's insurance store usually gives good advice-this time is no exception. I will be a bit more blunt...6 months to a year will only scratch... jackwehoca
1-800-Car-Insurance
Posted: Mon Apr 30 -- I can understand how words in phone numbers can drive you nuts. The bottom line is that they work, and companies spend millions of dollars... glabman
New Venture - Non-Emergency transporation
Posted: Sat Apr 28 -- I am looking to insure the same risk. Any luck meytai? marmar
NEEDED:History and Current Trends of the Independent Agent
Posted: Fri Apr 27 -- The state to the north of you has a resource as well. PIA (Professional Insurance Agents Association). They can be a vast resource &... dm307799
How do you ask for a referral?
Posted: Thu Apr 26 -- Instead of referrals, have you tried using any lead services? Auds
looking for feedback/advice please....
Posted: Wed Apr 25 -- My suggestion is to work with an independent agent as a producer. The KEY is to negotiate a good commission split and that YOU OWN YOUR BOOK... NYagent301
What are your thoughts on the insurance industry
Posted: Tue Apr 24 -- The key question for anyone thinking that the road to riches is paved with personal lines insurance policies is to ask 'what can I do... d's insurance store

Reader Comments

Republicans Prepare Should Supreme Court Overturn Healthcare Plan
Posted: Wed Apr 25 -- This is pure rubbish. Your comments are stereotypes, assumptions and generalizations. Jill
Returning Soldiers Involved in More Car Crashes: Study
Posted: Tue Apr 24 -- God bless our men and women in uniform, and those who wore it proudly. I suppose we should be grateful that they're not driving armored... reality bites
Missouri Woman Wins $5.8M in 'Girls Gone Wild' Case
Posted: Mon Apr 30 -- You're both disgusting. How would you feel being pantsed at a bar and having it filmed and distributed it without your permission. It's... Flipside
Former N.J. School Chief in Insurance Bribery Scheme Drops Suit
Posted: Thu Apr 26 -- Dear Mr. Ritacco: You broke the law in the performance of your duties. Sorry but we don't feel obligated to live up to the terms of your... reality bites
As America's Waistline Expands, Costs Soar
Posted: Mon Apr 30 -- Holy Cow! What can you do besides educate people, and then get them to take responsibility for their actions? Everything can be cured by a... Bluto Blutarski

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April 16, 2012
Current Issue
Big "I" Issue with Young Agents Survey; Medical Professional Liability; Business Interruption / Business Income; Bonus: Education & Training Directory

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Copyright © 2012 by Wells Publishing, Inc.

New Markets Daily: May 1, 2012

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Sponsored by: ISU Group. Got Markets? Get Direct Access to More Carriers. No Premium Requirements. All Commissions Are Yours. Profit Sharing Starts at $1. Proudly Serving Independent Agents Since 1978. Click here for more information.

May 1, 2012

Programs for Educational Classes

Educational classes to include: Computer Data Processing Training, Head Start Centers, Technical Institutes, Libraries, Nursery & Kindergarten, Schools K-8, Art, Bible, Drama, Music, Academics, Boarding/Finishing/ Preparatory, Elementary Schools( Private), and ...
States: All except FL, HI, LA, NM, OK, VT

Market Announcements

SocialServicesGUARD

An Insurance Program for insuring the needs of non-profit and for-profit social service agencies providing professional services ...
States: All states

Commercial Building Owners

Apartment House Package, Boiler & Machinery, Builders Risk, D&O, GL, Lessor Only Excess Liability, Property, Residential Property.
States: AR, AZ, CA, CO, CT, DC, DE, GA, IA, ID, IL, IN, KS, KY, MD, MI, MN, MO, MT, NC, ND, NE, NM, NV, OH, OK, OR, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY

Duct Cleaning Contractors

Contractors engaged in duct cleaning operations may represent an untapped source of revenue for you and your agency. They often ...
States: All states

Commercial Auto

Commercial Auto Industries: - Manufacturing - Retail, wholesale and services - Farm / Ranch / Agri-business - Contractors
States: CA, TX

Feature Articles

OneBeacon Forms New Specialty Program Group

OneBeacon Insurance Group, Ltd. has formed its newest specialty business, OneBeacon Program Group (OBPG), which will be led by President Dan... Read more

New BevCap Program Targets Beer Distributors

Powered by InsuranceJournal.tv BevCap Management, an independent insurance agency in McKinney Texas that specializes in the program... Read more

Only 1 Out of 4 Companies Buying Cyberinsurance

Nearly three in four corporate risk managers are not buying insurance policies to cover data breaches and damage to customers' privacy... Read more

Latest Forums

Crude Oil Hauler

We are looking for someone to write coverage for crude oil hauler in Ca to Ut. one year of business
by glenkerslake on Mon Apr 30, 2012

Domestic Staff Workers Comp Coverage Needed (Multiple States)

I am looking for a broker or carrier who can provide WC coverage for domestic staff across the country. Large lead source is ...
by rmpruger on Mon Apr 30, 2012

Physical Damage Insurance for Taxi-- in California

We are looking a admitted carrier for Physical Damage coverage in California.
by harjotkhalsa on Mon Apr 30, 2012

US Veterans (Virginia located) multifamily housing & jobs program seeks $3.4mm Credit Enhancement for 24 month construction loan.

Stone Green Capital LLC is seeks an insurer to underwrite a policy on a multi-unit green housing project and ...
by 5SGC on Sun Apr 29, 2012

Stand alone cargo for household goods mover

Look for Stand Alone Cargo coverage for household goods movers on california. Does anyone know the market?
by paul lim on Fri Apr 27, 2012

Guard Dogs & Commercial Policies

I have found nothing online about this topic. Everything is written about dogs & homeowners policies. How does a standard ...
by robkellyucla on Fri Apr 27, 2012

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Breaking News: Nationwide Mutual Completes Harleysville Merger

Insurance Journal Breaking News
May 1, 2012

Breaking News Alert

Nationwide Mutual Completes Harleysville Merger

Read the full story

Nationwide Mutual Insurance Co. said that the company completed its previously announced merger deal with Harleysville Mutual Insurance Co.

The deal was first announced in September 2011. Nationwide Mutual policyholders voted to approve the merger on April 9, 2012. Harleysville Mutual policyholders and Harleysville Group stockholders approved it on April 24, 2012.

Read the full story

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Insurance Journal
3570 Camino del Rio North, Suite 200
San Diego, CA 92108
(800) 897-9965
Copyright © 2012 by Wells Publishing, Inc.

Insuring Condominium Association D&O Exposures

New training from Insurance Journal's Academy of Insurance. Register today!
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New Class: Insuring Condominium Association D&O Exposures
New Training from Academy of Insurance

Insuring Condominium Association D&O Exposures

Condominium D&O Liability is often thought of as an "add-on" coverage and it is not given the respect it deserves. All homeowner's associations, regardless of type, need quality coverage to protect not only the association's interest but also the personal assets of board members and others. Many carriers offer only limited coverage as part of the Commercial General Liability which may leave broad gaps in coverage.

Agents & Brokers are often faced with questions from board members who feel statues or their homeowner's policy protect them. Betsey Brewer discusses the liabilities all directors have, regardless of jurisdiction, and why the homeowner's policy can't always protect the director. With proper D&O coverage in place, board members can relax and concentrate on doing the best job possible.

Click Here to Register

What you will learn in this webinar:

  • What liabilities any director has regardless of jurisdiction
  • What some of the coverage gaps are and how to reverse them
  • Why a homeowner's policy can't always protect the director

When you register, you get:

  • Access to the live webinar
  • Video and audio recordings, so you can watch or listen again
  • Question & Answer session with the instructor
  • Audio download of the webcast
  • Presentation slides download

Join us this Thursday, May 3rd for this one-hour training webinar. (PLUS, all registrants will receive video and audio recordings of the webinar, so you can listen/watch again at your convenience.)

Space is limited!

Click Here to Reserve Your Spot!

Regularly priced at $129.00, just $89 when you
register today!
(special pricing expires May 2nd)

Register Now

Have questions or need help?
Send an email to webcasts@insurancejournal.com
or call Barbara at 800-897-9965 x166.

Date: Thursday, May 3rd
Time: 1:30pm ET / 10:30am PT
Duration: 1 Hour
Price: Save $40 until May 2nd! Register today for just $89!
Click Here to Register

Instructor: Betsey Brewer, CPCU
Photo of Betsey Brewer Partner & Senior Vice President of The Rule Company


More Great Training:

MAY 2: Linking Employee Goals to Company Goals - Do you have an effective Performance Management Process in place?

MAY 9: Secrets of Insuring Restaurants (3-part series) - Restaurants are very tricky businesses to insure. Ensure that your restaurant clients are being properly insured.

MAY 9: Secrets of Insuring Restaurants- Intro to Restaurants - There's a lot to know when insuring restaurants.

MAY 10: Business Income: It's Easier Than You Think (3-Part Series) - Business income is the MOST important property coverage any insured can buy. Discover how simple the coverage really is during this 3-part web series.

MAY 16: Fearless Feedback: Getting Comfortable with Providing Feedback - Giving feedback isn't always easy, especially when it's not received well.


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Insurance Journal
3570 Camino del Rio North, Suite 200
San Diego, CA 92108
(800) 897-9965
Copyright © 2012 by Wells Publishing, Inc.

Insurance Journal TV: Healthcare Evolution Creates New Risks for Industry Executives

Insurance Journal TV
May 1, 2012
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Healthcare Evolution Creates New Risks for Industry Executives

National healthcare reform legislation passed by Congress in 2010 may or may not survive consideration by the U.S. Supreme Court, but the healthcare system is already evolving in...

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Insurance Journal
3570 Camino del Rio North, Suite 200
San Diego, CA 92108
(800) 897-9965
Copyright © 2012 by Wells Publishing, Inc.