Insurance Journal TV: How Calif Agent Started His Agency

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January 31, 2012 Feature Video How Calif. Agent Started His Agency Yes, finding markets is a challenge. So is financing. And the soft market doesn't help. But Phil Hakopian managed to overcome these and other obstacles to launch his Rancho... Watch Now Popular Videos Mission Accomplished with Liberty Mutual Aon Turns to Veterans for World Crisis Team More Insurance Videos Watch InsuranceJournal.tv Subscribe to our iTunes Channel Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2012 by Wells Publishing, Inc.

Banned in Germany, But You're Probably Still Eating It

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January 31, 2012 - Issue 1991 HOME  |  PRODUCTS  |  ARTICLES  |   HEALTH BLOG   |  PETS  |  FITNESS  |  VIDEOS  |  MY CLINIC  |   CONTACT US

ONLY 1 DAY REMAINING Help Combat the Visible Signs of Aging*     This yellow spice may be one of the best-kept anti-aging secrets of ancient India... providing nourishment that promotes radiant, supple skin...* And its nutrient-dense status makes it a more potent antioxidant than many fruits and vegetables, helping protect your cells from free radical damage.* But there's more... It's naturally low calorie and thermogenic, a clear benefit to those trying to maintain a slim figure...* And it helps your body balance daily stress, which is nearly unavoidable in today's world.* Ready to put it to work for you? FREE BOTTLE Offer till Feb. 1st... Just buy 2 bottles - and get 2 more FREE In India, approximately 500 million people use it daily! Why not you too? Hurry! Only available while supplies last.

ARTICLES Banned in Germany, But You're Probably Still Eating It Despite being banned in Germany, Hungary and Ireland and the fact all their wonder claims have failed to materialize, the world's most evil company continues to spread its poisonous tentacles. Whatever you do, avoid anything containing these 2 ingredients... Monsanto to Face Biopiracy Charges in India The Indian government is suing Monsanto for stealing local varieties of eggplant to use for their own commercial gain.

HEALTH RESOURCES CALL TOLL FREE. US Number: 877.985.2695 | Int'l Number: 847.252.4355 If You're Getting Older, You Need Something More than Regular CoQ10... When you're younger, your body absorbs energy-producing CoQ10 just fine. But if you're one of the older crowd, not only does your body's CoQ10 production decrease, so does the ingredient responsible for your cellular energy - ubiquinol. So, I've found a stable form of ubiquinol proven to be crucial for your cellular energy.* Discover What's Lurking on Your Freshly Washed Clothes You think your freshly washed laundry is clean, but you'll be appalled when you find out what's turning up in your clothes, towels and sheets. You can't see, touch or smell it, but it's most likely there and it threatens your health in a way you never imagined.   View All Products Visit Dr. Mercola's Library

HOT TOPICS Aspartame  Cholesterol  CLA  Cold and Flu  Drugs  Diabetes  EFT  EMF  Fitness Food  Fluoride  Fructose  GMO  High Blood Pressure (Hypertension)  Juicing  Nutrition Plan Nutritional Typing  Pets  Rheumatoid Arthritis  Sleep  Soy  Statins  Sugar  Thyroid Vaccines  Vitamin D  Water  (View All Topics)

FROM DR. MERCOLA'S LIBRARY Is Splenda Really As Safe As They Say It Is? The giant food and drug corporations, as well as your own government, would like you to think so. That's just one of the many questions answered in "Sweet Deception: Why Splenda, NutraSweet, and the FDA May Be Hazardous to Your Health". This well-researched and compelling book, reads like a good novel you can't put down - and exposes the tragic facts about artificial sweeteners. Follow Dr. Mercola on Quote of the Day: We can judge the heart of a man by his treatment of animals. - Martin Buxbaum, author

* These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease. Subscribe Now! Unsubscribe ©Copyright 1997-2012 Dr. Joseph Mercola. All Rights Reserved. Disclaimer: The entire contents of this website are based upon the opinions of Dr. Mercola, unless otherwise noted. Individual articles are based upon the opinions of the respective author, who retains copyright as marked. The information on this website is not intended to replace a one-on-one relationship with a qualified health care professional and is not intended as medical advice. It is intended as a sharing of knowledge and information from the research and experience of Dr. Mercola and his community. Dr. Mercola encourages you to make your own health care decisions based upon your research and in partnership with a qualified health care professional. Mercola.com 3200 W. Higgins Rd. Hoffman Estates, IL 60169

Daily Headlines: Monday, January 30, 2012

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January 30, 2012 News By Region  National  International  East  Midwest  Southeast  South Central  West Video Today's Headlines National Flood Damage in 2011 May Make 2012 Worse Along Mississippi River Damage from last year's record spring floods could leave many people along the Mississippi River in even more danger this year, the Army ... Lawyers Jump Into Cruise Ship Disaster Cases Soon after Mitchell Proner, a New York personal-injury lawyer, heard about the capsizing of the Costa Concordia off the coast of Italy, he ... Agency Compensation Expected to Rise in 2012: Ward Group Contingent commission payouts to insurance agencies are estimated to be 12 percent higher in 2012 than 2011, a new study says. The study by ... Peers as Passengers Studies Support Graduated Licenses for Teen Drivers Two new studies support the efforts of states in imposing restrictions on teen driving. Teens who drive with peers as passengers have ... Best Revises AIG and Subs Outlook to Stable; Affirms Ratings A.M. Best Co. has revised the outlook to stable from negative and affirmed the issuer credit rating (ICR) of "bbb" of American ... Best Revises Chartis, Lexington & Members Outlooks to Stable; Affirms Ratings In connection with its revision of its outlook on AIG, A.M. Best Co. has affirmed the financial strength ratings of 'A' (Excellent) and ... Auto Insurers Find It Better to Forgive Than Lose Business When insureds suffer a loss in most of the insurance market, they expect their rates to go up. However, insureds' expectations are changing... More National News East N.J. Commissioner Considine to Leave Post, Will Be COO of MagnaCare New Jersey Gov. Chris Christie announced this morning that Banking and Insurance Department Commissioner Tom Considine will leave his post ... Chubb Says Commercial Renewal Rates Rose 6% in Q4, Up From 4% in Q3 Chubb Corporation said its commercial insurance renewal rates were up 6 percent in the 2011 fourth quarter, as the pace of renewal rate ... New Jersey Residents Say Flood Buyout Programs Fall Short State and federal programs offer homeowners in North Jersey's flood-ravaged areas a buyout. But the combination of red tape and limited ... More East News Midwest Boron to Lead Illinois Department of Insurance Illinois Gov. Pat Quinn has named a new top state insurance regulator. Andrew Boron has been appointed director of the Illinois Department ... Businesses Oppose Proposed Ohio Fraud Legislation Some Ohio businesses are opposing a bill backed by the attorney general that would create tougher penalties on fraud and give ... Red River Valley Flood Risk Keeps Receding The risk of significant flooding in the Red River Valley is down from recent years and even lower than last month's forecast due to the ... More Midwest News Southeast Mississippi Judge Weighs Government Immunity in Shooting Case A Hinds County judge will decide if Mississippi governmental agencies are liable for the wounding of a bystander during a 2008 shooting. ... Florida’s FCCI Names Executives for Texas, Maryland Expansion FCCI Insurance Group has announced it is expanding its commercial insurance offerings into Maryland and Texas. The company has named ... Georgia Jury Awards $2.3 Million in Kroger Customer’s Suit A Gwinnett County, Georgia jury has awarded $2.3 million in damages after a judge determined that Kroger destroyed and manipulated key ... More Southeast News South Central Ex-BP Worker Files Whistleblower Suit Over Cleanup A former BP employee has filed a whistleblower lawsuit against the company, claiming he was fired for airing concerns about the cleanup of ... Federal Government Rejects Texas Insurance Waiver The federal government has rejected a request by Texas to be excluded from a new law that limits how much health insurance companies can ... Oklahoma Lawmakers File State Insurance Opt-Out Bill Two Oklahoma lawmakers have filed legislation to increase the number of state employees who could opt out of state insurance coverage. The ... More South Central News West Company Seeks Asbestos Liability Limit in Idaho A bottle-cap maker weary of paying $700 million in asbestos claims has teamed with a conservative group in a state-by-state trudge to ... Ex-Partners Cite Nevada Developer in Funds Lawsuit Former business partners of Nevada developer and lobbyist Harvey Whittemore have sued him, claiming he misappropriated millions of dollars. ... Drilling Rights Under Old Bomb Range Go For $137M ConocoPhillips has tentatively agreed to pay Colorado $137 million for oil and gas underlying the old Lowry bombing range in Arapahoe ... California Insurance Commissioner, Insurers Settle on Iran Investments California Insurance Commissioner Dave Jones and a group of insurers have settled litigation over insurer investments in companies doing ... More West News International China’s Premier Says Government Debt ‘Controllable’; Promises Insurance Reforms China's Premier Wen Jiabao said the nation's government debt is at an "overall safe and controllable" level, that funding for key projects ... More Than Ever, Businesses Must Think ‘What If’ A tumultuous 12 months that saw revolutions in the Middle East, a worsening debt crisis in Europe and a tsunami in Japan has set the tone ... China Plans to Turn Shanghai into Global Money Center China laid out more specific plans to turn Shanghai into a global financial center by 2020, listing a series of targets for the next three ... Strong Quake Jolts Eastern Japan A strong earthquake with a preliminary magnitude of 5.5 jolted eastern Japan on Saturday morning, but there were no immediate reports of ... Swiss Re’s Chief Economist Sees Fed Actions Calming Debt Crisis Swiss Re's Chief Economist, Kurt Karl, has predicted that the decision by the Federal Reserve to maintain the target fed funds rate at zero ... Arctic Ice Melt Lifts Hopes for Russian Maritime Trade When severe snowstorms prevented life-sustaining fuel supplies from reaching the frozen Alaskan town of Nome, U.S. officials turned to a ... More International News Sponsored Content Stephanie Zambrana Named Assistant Vice President and Controller of Atlas General Insurance Services San Diego, CA, 1/30/2012 – Stephanie Zambrana has been named Assistant Vice President and Controller of Atlas General Insurance Services, ... Agents & Brokers: Take IJ's 2012 Agency Salary Survey Today and Receive an Advance Copy of the Story and the Survey Results! More Sponsored Content Join the Insurance Journal Network Insurance Journal TV How Insurance Distribution Is Changing Retail and wholesale brokers face the challenge —and opportunity— of redefining their... Watch Now Vertafore: Intelligence in Technology Insurance technology leader Vertafore serves 15,000 agencies, 1,000 carriers and about 750... Watch Now Watch more videos at InsuranceJournal.tv New Discussions in the Forums Farmers - your opinion Posted: Sun Jan 29 -- Letter below written by a Farmers Home Office employee, taken from the United Farmers Agents Association website, UFAA. Original article as... lonestar How do you ask for a referral? Posted: Fri Jan 27 -- Another way is to send an emai (if that's the preferred way to contact a particular client) and ask for referrals. I've thought about... pageltd Ally Insurance Network Posted: Thu Jan 26 -- Anyone have experience or thoughts about this group? It appears like some type of cluster of MGA but never heard of them... broberts1963 Virginia Surety Writer in CA Posted: Thu Jan 26 -- I need to find a way to get to Virginia Surety Company in CA Gail SOCAL Brush Posted: Wed Jan 25 -- My suggestion is to move on. When you have prospects with brush issues in California and Travelers and Hartford (two of the more liberal... d's insurance store Go to Forums Reader Comments Lawyer Hits Jailing of Amish Men in Kentucky Over Buggies Posted: Mon Jan 23 -- This isn't just an "Amish thing", it has to do with safety on the roadway..PUBLIC roadways. It's fine if the Amish want to put *their*... Susan Mississippi Supreme Court to Hear Grocery Store Parking Lot Beating Posted: Mon Jan 23 -- INSANITY prevails. Come on, an armed guard in the parking lot? What a ridiculous presumption of safety. Shame on the jury of me, women and... reality bites Workers' Compensation Turn a Profit? Fahgettaboudit! Posted: Tue Jan 24 -- NCCI has been messing around with this for he past two years in their annual updates state-by-state. They won't come out and say,"Hey,... NG Florida Lawmakers Reject Bad-Faith Reform Bill Posted: Fri Jan 27 -- This is a draconian solution in search of a problem, said Cunningham No Mr. Cunningham what it Draconian is the law as it stands.... TN New Jersey High Court Clears County in Bicyclist's Death Posted: Mon Jan 23 -- Sanity prevails! Seriously, a 1.5" deep hole? Tragic consequences indeed, but hardly an unnegotiable road hazard. Had it been a 1.5" bump,... reality bites Go to Popular Comments Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us Current Issue Excess, Surplus & Specialty Markets Directory Vol. I January 23, 2012 More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail Market Directories Excess & Surplus Markets Programs Workers' Comp Markets New Insurance Jobs Regulatory Reporting Specialist Vice President of Claims - Commercial P&C Experienced P & C Claims Adjuster Vice President of Claims Have a job opening? List it on our Web site. How to Advertise For information about advertising on this newsletter and Insurance Journal magazines, contact Julie Tinney at (800) 897-9965 x148. View our Media Kit for advertising options in our magazines and online properties. Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2012 by Wells Publishing, Inc.

New Markets Daily: January 30, 2012

Having trouble reading this email? View it in your browser. Not interested anymore? Unsubscribe Instantly.    Market Directory | Featured Articles | Latest Forums | Ask a Question January 30, 2012 Restaurants, Taverns, Bars Program Exclusive Restaurant, Tavern & Bar Program for Western Security Surplus Insurance Brokers, Inc. - Dallas. This is a non-admitted "A-" rated market that is offering Assault & Battery on a limited basis. Full Liquor Liability ... States: VA, SC, NC, GA, FL, TX, CA Offered by Western Security Surplus Insurance Brokers, Inc. View details Market Announcements Railroad Protective Liability In working with Railroads and Contractors we have found that one common thread exists between many of the Permit Managers, ... States: All except AK, HI, RI View details Home Inspectors Our distinct advantages include: Risk Management Services -- information and materials specifically designed to help firms ... States: All states View details Engineers-Environmental Errors & Omissions coverage is available for a wide array of environmental consultants, testing labs, and assessment professionals. ... States: AZ, CA, CO, DC, ID, MD, NJ, NV, PA, TX, VA, WA View details Beauty/Barber Shops/Salons/Schools/Supplies Professional Liability, Business Income, CGL, Tanning Liability, Umbrella, Liability, Real & Business Personal Property. States: CT, MA, RI View details Feature Articles Auto Insurers Find It Better to Forgive Than Lose Business When insureds suffer a loss in most of the insurance market, they expect their rates to go up. However, insureds' expectations are changing... Read more Political Season Is Here But Insurers Aren't Running to Cover Campaigns Death, taxes and elections. You can count on all of them, but elections might be the easiest to predict, at least when it comes to... Read more Insurers Say Flexibility Needed to Keep Up with Green Tech Risks It's almost impossible to go a day without hearing something about green technology. It's on the news and on television commercials and... Read more Latest Forums metal fabrication- calif I have new venture, metal fabrication, no construction or structural.  No delivery or installation. by benkins on Fri Jan 27, 2012 Need market for new venture Used Car Dealer Looking for a market for a new venture, small (max 12-15 cars) used car lot located in Texas. The roadblock I have run into is that ... by Charlie122 on Thu Jan 26, 2012 Auto Insurance for 2011 Rolls Royce Ghost $344,000 bad driving record Do you have a market for a Rolls Royce Ghost $344,000. Hagerty and American modern will not write it because of owners driving ... by Brian Gallagher on Thu Jan 26, 2012 Health Insurance Benefits for Temporary workers I am looking for a health insurance to compliment our P&C program, specifically to fill the gap for our Temporary ... by Dkelly on Thu Jan 26, 2012 Ask a Question Join the conversation, ask your question to our community of more than 15,000 property casualty professionals. Get started today!   Member Tools Know someone who might be interested in the email? Why not forward this email to a friend. Find exactly what you need. Search our database of more than 700 companies and 22,000 market listings. Login to your MyNewMarkets account. Not a member yet? Sign up now! Connect with MyNewMarkets Click here to forward this email to a friend. MyNewMarkets.com Daily newsletter combines our comprehensive market database with industry and coverage overviews to give agents a deep resource to educate and connect with opportunities. Unsubscribe anssby.insurance@blogger.com from this list. Contact Us: 3570 Camino del Rio N Ste 200 San Diego CA, 92108 (800) 897-9965 Copyright (C) 2012 Wells Publishing, Inc. All rights reserved.