Sunday, April 29, 2012

The Hidden Reason You Get Flabby (Not Calories or Lack of Exercise)

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Your Monday Articles More Articles
The Hidden Reason You Get Flabby (Not Calories or Lack of Exercise) The Hidden Reason You Get Flabby (Not Calories or Lack of Exercise)   The Hidden Reason You Get Flabby (Not Calories or Lack of Exercise)
Believe it or not, flab doesn't attach itself to your hips, thighs, stomach and buttocks as a result of eating too many calories or not exercising enough. This is the real reason - and as long as you keep doing it, you're programming your body to create and store flab...

Is the Fiberglass in Your Attic or Walls Causing Cancer?
Small glass particles from fiberglass insulation are easily inhaled into your lungs. Does this pose a risk to your health?
Your Recommended Products More Products
Krill Oil STOP Taking Fish Oil Until You Read This
Fish oil can oxidize and become rancid inside your body, leading to unhealthy free radicals. Find out how to get your omega-3s without the drawbacks...*
Body Butter What You Don't Know About Skin Moisturizers Could Hurt You...
Every compound in your moisturizer passes through your skin and gets into your bloodstream. So check its label for these 8 synthetic and potentially hazardous ingredients found in most moisturizer brands. Plus, see how we've replaced them with 8 natural health-promoting ingredients in our new, improved, and affordable Body Butter, now one of only a small handful of product lines with coveted USDA Organic Certification...
Secrets of Anti-Aging Learn the Secrets of Slowing Down the Aging Process
Are you trying everything you know to slow down the effects of aging but nothing seems to be working? If so, this audio recording and written transcripts of the "Secrets of Anti-Aging" tele clinic is definitely for you. It will teach you topics like how to improve your skin, boost your energy, and the supplements you should take to help prevent aging.

QUOTE OF THE DAY: Facebook Comment on this
Climb the mountains to get their good tidings. Nature's peace will flow into you as sunshine flows into trees. The winds will blow their own freshness into you, and the storms their energy, while cares will drop off like autumn leaves.
  - John Muir, American naturalist and author
This e-mail is a Mercola advertisement. If you no longer wish to receive our marketing e-mails, unsubscribe here. For more information about Mercola.com, call our US Toll-Free Number: 877.985.2695 | Int'l Number: 847.252.4355

Disclaimer: The entire contents of this website are based upon the opinions of Dr. Mercola, unless otherwise noted. Individual articles are based upon the opinions of the respective author, who retains copyright as marked. The information on this website is not intended to replace a one-on-one relationship with a qualified health care professional and is not intended as medical advice. It is intended as a sharing of knowledge and information from the research and experience of Dr. Mercola and his community. Dr. Mercola encourages you to make your own health care decisions based upon your research and in partNewnership with a qualified health care professional.

†The World's #1 Natural Health Website claim is based upon Alexa Natural Health Website rankings.

© Copyright 1997-2012 Dr. Joseph Mercola. All Rights Reserved.

* These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease. Mercola.comMercola.com
3200 W. Higgins Rd.
Hoffman Estates, IL 60169

Saturday, April 28, 2012

Caution: Wearing These Can Sabotage Your Health

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SUNDAY'S ARTICLE RSS
Caution: Wearing These Can Sabotage Your Health Caution: Wearing These Can Sabotage Your Health    Caution: Wearing These Can Sabotage Your Health
Almost everyone places these on their body on a daily basis, but if you overdo it, it can lead to all sorts of dangerous health problems because they shield you from some of the most potent antioxidants known to man. Take them off for 15 minutes now to help slow down the aging process, relieve pain and lower your blood pressure...
Most Shared MOST SHARED
#1
Most Shared
Over 60 Billion Doses a Year and Not ONE Death, But Still Not Safe?
That's what the FDA claims, and they are about to force supplement makers to prove their safety! Never mind that drugs cause more than 100,000 deaths per year, your supplements may soon become extinct unless everyone acts quickly. Please don't put this one off...
Most Viewed MOST VIEWED
295,621
Views
The Beverage That is Even WORSE Than High Fructose Corn Syrup Soda
This phony reduction in sugar just hides the awful truth about what they replaced it with... linked to numerous health bombs including kidney problems, reduction of beneficial gut flora, and a greatly increased risk of turning plump. All good reasons to leave it on the store shelves...
Most Commented MOST COMMENTED
115
Comments
Coming Soon: A Controversial "Ruling" That Threatens Your Job AND the Economy
As if the U.S. economy isn't on weak-enough knees already, this soon-to-be-released ruling threatens to plunge it into debt even further -- more than $1 trillion per year -- AND could wipe out 7.3 million U.S. jobs. Here's the worst part... it's based on FLAWED science.
Top Pet Article TOP PET ARTICLE Top Fitness Article TOP FITNESS ARTICLE
Two Things About Your Pet's Nose You Should Know   Two Things About Your Pet's Nose You Should Know
There are two things about your dog's or cat's nose that could be cause for concern. Do you know what they are? (Hint: it has nothing to do with whether your pet's nose is warm or cold... wet or dry.)
One Early Morning Mistake (and 7 Others) You Don't Want to Make
Many people set their alarm to wake up early to do this, but it can be a big mistake... Not only are you likely to suffer from fatigue, but you may also raise your risk of diabetes and other health problems along with hampering your slim down efforts. But that's not the only potential problem...
* These statements have not been evaluated by the Food and Drug Administration.
This product is not intended to diagnose, treat, cure or prevent any disease.
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© Copyright 1997-2012 Dr. Joseph Mercola. All Rights Reserved. Disclaimer: The entire contents of this website are based upon the opinions of Dr. Mercola, unless otherwise noted. Individual articles are based upon the opinions of the respective author, who retains copyright as marked. The information on this website is not intended to replace a one-on-one relationship with a qualified health care professional and is not intended as medical advice. It is intended as a sharing of knowledge and information from the research and experience of Dr. Mercola and his community. Dr. Mercola encourages you to make your own health care decisions based upon your research and in partnership with a qualified health care professional.

Mercola.com Mercola.com
3200 W. Higgins Rd.
Hoffman Estates, IL 60169

The Tragic Mistake That Now Threatens 1 Out of Every 3 Bites You Eat

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Turmeric
Your Saturday Articles More Articles
The Tragic Mistake That Now Threatens 1 Out of Every 3 Bites You Eat The Tragic Mistake That Now Threatens 1 Out of Every 3 Bites You Eat   The Tragic Mistake That Now Threatens 1 Out of Every 3 Bites You Eat
One out of every 3 bites of food you eat depends on this creature. And likely an ominous sign of severe environmental crisis, they're mysteriously vanishing from the planet. Find out the top suspected causes, including this one tragic event related to what even the EPA admits is a likely cause...

Does Sunshine Actually Decrease Dangerous Melanoma Skin Cancers?
Sunlight exposure has been blamed for the growing incidences of melanoma skin cancers, but a review of the research paints a very different picture.
Your Recommended Products More Products
Vitamin D Spray A Quick and Easy Way to Promote Your Health -- Far Beyond Strong Bones*
Vitamin D is one of the most important nutrients for your body's overall health needs.* And recent research tells us vitamin D is essential for the health of every single cell in your body.* Unfortunately, it's also one of the most challenging nutrients to get in adequate amounts. But now, that problem is solved with Vitamin D Spray, a quick and easy way to get the health-boosting benefits of vitamin D you need every day.*
Probiotic Packs Warning: This Probiotic Tastes So Good and Goes Down So Easy You'll Need to Hide It from Your Kids
Now you can enhance your digestive vitality anywhere and everywhere you go... without taking pills or capsules.*
Professional Perspectives on Water Flouridation DVD Professional Perspectives on Water Fluoridation DVD - The Truth about Fluoridation
Professional Perspectives on Water Fluoridation exposes the ongoing dangers of fluoridation in a concise and hard-hitting format. As they outline the science behind fluoridation and the effects it has had on entire generations, a select panel of experts show conclusively why there is no logical or rational reason to continue fluoridating our water supply. I encourage you to watch this DVD to benefit your health and the well-being of your loved ones and our global community.

DID YOU KNOW... Facebook Comment on this
that temperature can contribute to better sleep? The optimal room temperature conducive for sleep is between 60 to 68 degrees Fahrenheit or 15.5 to 20 degrees Celsius. Keep your room temperature at or below 70 degrees F or 21 degrees C to increase the likelihood of a good night's rest!
This e-mail is a Mercola advertisement. If you no longer wish to receive our marketing e-mails, unsubscribe here. For more information about Mercola.com, call our US Toll-Free Number: 877.985.2695 | Int'l Number: 847.252.4355

Disclaimer: The entire contents of this website are based upon the opinions of Dr. Mercola, unless otherwise noted. Individual articles are based upon the opinions of the respective author, who retains copyright as marked. The information on this website is not intended to replace a one-on-one relationship with a qualified health care professional and is not intended as medical advice. It is intended as a sharing of knowledge and information from the research and experience of Dr. Mercola and his community. Dr. Mercola encourages you to make your own health care decisions based upon your research and in partNewnership with a qualified health care professional.

†The World's #1 Natural Health Website claim is based upon Alexa Natural Health Website rankings.

© Copyright 1997-2012 Dr. Joseph Mercola. All Rights Reserved.

* These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease. Mercola.comMercola.com
3200 W. Higgins Rd.
Hoffman Estates, IL 60169

Friday, April 27, 2012

Daily Headlines: Friday, April 27, 2012

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Insurance Journal Daily Headlines
April 27, 2012
News By Region  National  International  East  Midwest  Southeast  South Central  West Video

Today's Headlines

National

Transportation Chief Calls for National Ban on Cell Phone Use While Driving

U.S. Transportation Secretary Ray LaHood called on Thursday for a federal law to ban talking on a cell phone or texting while driving any ...

Hartford Sells Individual Annuity Unit

Hartford Financial Services Group Inc said on Thursday it will sell its individual annuity operations to Forethought, a Houston-based ...

Liberty Mutual Profit Soars 26% in Q1

Global insurer Liberty Mutual Holding Co. Inc. and its subsidiaries reported a 26 percent jump in net income for the three months ended ...

Senate Committee Votes to End Direct Farm Subsidies, Backs New Insurance Plan

U.S. farmers will get a new crop-subsidy program that protects them from ruinous declines in revenue, the biggest threat to survival with ...

10 Miners Have Died in Job-Related Accidents Thus Far in 2012

The federal Mine Safety and Health Administration said 10 miners died in work-related accidents at the nation's mines during the first ...

ACE USA Enhances Hospice Insurance Products

ACE USA's ACE Medical Risk Division now offers an endorsement for hospice care eligibility requirements. This new enhanced hospice care ...

From MyNewMarkets.com New BevCap Program Targets Beer Distributors

Powered by InsuranceJournal.tv BevCap Management, an independent insurance agency in McKinney Texas that specializes in the program...
Become an expert with the Academy of Insurance Contracts, Certificates and Construction Defect Super Pack - Five of our top-selling courses ready for you to watch anytime
East

N.Y. Regulators to Hold Hearings on Force-Placed Insurance in May

New York's financial regulators will hold hearings on the so-called force-placed insurance next month. These hearings will be open to the ...

Penn. Regulators Collected $71K in Fines, $3.4M in Restitution in Q1

Pennsylvania regulators announced on Thursday their quarterly enforcement actions for the 2012 first quarter. The Pennsylvania insurance ...

Vermont and U.S. Officials Highlight Irene Housing

Stephen Cutlip had only been living in Mendon for several weeks when he was displaced last summer by flooding from Tropical Storm Irene. ...

Conn. Senate Passes Anti-Price-Gouging Bill to Help Homeowners

The Connecticut Senate has voted to expand consumer protections from price gouging during major storms, such as the freak October snow ...

New York, Florida Associates of ‘Mini-Madoff’ Arrested

Four associates of a New York businessman convicted in a $400 million Ponzi scheme were arrested Wednesday on charges they pocketed nearly ...
Insurance Journal Magazine: Young Agents Survey Issue
Midwest

Troubled Illinois Work Injury-Claim System Hit in Audit

Illinois' troubled system for compensating injured state workers hands out money too readily, sometimes without medical evidence to back up ...

North Dakota Fines 2 Insurance Companies

North Dakota insurance regulators have fined two mutual insurance companies $10,000 each for operating outside their authorized ...

Iowa's Fulwider Honored with Big 'I' Woodworth Memorial Award

The Independent Insurance Agents & Brokers (the Big "I") has awarded an Iowa agency owner, Bob Fulwider, with the Woodworth ...

Indiana Emergency Officials to Storm Chasers: Stay Home

The recent outbreak of severe weather in Kansas had storm chasers out in full force. So many of them, in fact, that emergency officials ...
Southeast

Florida Agency to Fight FEMA Ban on Flood Insurance Commission Rebating

One Florida insurance agency is protesting a decision by the federal flood insurance program that would stop insurers and agents from ...

Donor Agrees to Pay Insurance for Bessie Smith Event in Tennessee

An anonymous donor has stepped up to ensure the Bessie Smith Strut will go on, preserving the annual music event honoring the hometown ...
South Central

Rate Hike Proposal Sent to Board of Texas Windstorm Insurer

In advance of the start of hurricane season, the actuarial underwriting committee of Texas' property insurer of last resort for coastal ...

Oklahoma House Defeats Alternative Workers' Comp Measure

The Oklahoma House has defeated workers' compensation legislation that would have allowed large employers to opt-out of the state's ...

Schools, Manufacturers Earn Combined $1M in Texas Mutual Dividends

Texas Mutual Insurance Co. announced that the Texas Schools Group and Texas Association of Manufacturers safety groups earned a combined ...
West

Montana High Court Hears Hutterite Labor Case

The Montana Supreme Court did not immediately rule after hearing competing arguments from a Hutterite colony and the state on whether ...

Jury Finds Ford At Fault In Montana Crash Case

A Montana jury has found defects in a tire sold by the Ford Motor Company were a factor in a 2003 Ford Bronco crash in which a Cascade ...

Portland To Pay $250,000 For Mistakenly Arrested As Tagger

Portland City Council approved a $250,000 settlement Wednesday with a man who was mistakenly arrested by police who suspected he was a ...

New Mexico Widow Sues Utah Crematory, Claims Ashes Mix-Up

A New Mexico widow whose husband was killed in a 2009 plane crash is suing a Utah crematory and funeral home after she says they gave her ...

Bill To Align California With Dodd-Frank Passes Committee

The California Senate Insurance Committee passed a law regarding reinsurers that would put the state in alignment with the Dodd–Frank ...

California Department of Insurance Wants to be 'Liked'

Insurance Commissioner Dave Jones and the California Department of Insurance really want you to like them. CDI now has a Facebook page. The ...
International

Spanish Economy in ‘Huge Crisis’ after Sovereign Debt Downgrade

Spain's sickly economy faces a "crisis of huge proportions", a minister said on Friday, as unemployment hit its highest level in two ...

Berne Union Reports Members Insure $1.8 Trillion of Int’l. Trade, Investment

"The volume of export credits and foreign direct investment insured by members of the Berne Union grew by 17 percent in 2011," said the ...

Willis Post $225 Million Q1 Net Income; Strong Growth

Willis Group Holdings reported net income from continuing operations for the quarter ended March 31, 2012 of $225 million, or $1.28 per ...

Ratings Recap: Arab Orient, Tristar, ASSA, Arabia, ACR Capital

A.M. Best Europe – Rating Services Limited has affirmed the financial strength rating of 'A' (Excellent) and the issuer credit rating of ...
Is Yours a Top 100 P/C Independent Agency? Now, 3 ways to qualify. Click here for more information.
Sponsored Content

ThinkRisk and OneBeacon Announce [in]FUSE – Insurance Agents & Brokers Professional Liability Protection

Chicago, IL, 04/27/12 - ThinkRisk Underwriting Agency, LLC and OneBeacon Professional Insurance join forces to announce the launch of a new ...

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New Discussions in the Forums

NEEDED:History and Current Trends of the Independent Agent
Posted: Fri Apr 27 -- From a historical perspective it would interesting to interview some independent agents. However, I don't think many are around who started... Rock54
Online Insurance and Leads
Posted: Thu Apr 26 -- There are definitely some good agencies out there that do only offer real-time and exclusive leads. They'll even give your money back if... Auds
How do you ask for a referral?
Posted: Thu Apr 26 -- Instead of referrals, have you tried using any lead services? Auds
Is it possible to get insurer appointments just starting out
Posted: Thu Apr 26 -- This kind of post and topic question is generally exhausting...BiggBoy, you imply that you're new to the biz with a lot of ambition and... d's insurance store
looking for feedback/advice please....
Posted: Wed Apr 25 -- My suggestion is to work with an independent agent as a producer. The KEY is to negotiate a good commission split and that YOU OWN YOUR BOOK... NYagent301
1-800-Car-Insurance
Posted: Wed Apr 25 -- "Are you prepared for the associated costs of promoting that number, and can you isolate your promotion... glabman
What are your thoughts on the insurance industry
Posted: Tue Apr 24 -- The key question for anyone thinking that the road to riches is paved with personal lines insurance policies is to ask 'what can I do... d's insurance store

Reader Comments

Tennessee to Arrest Illegal Drivers Involved in Serious Auto Accidents
Posted: Thu Apr 26 -- "Immigration groups have objected to the bill, saying it unnecessarily penalizes illegal aliens who may have jobs and a family and are not... Former Status Quo
Solution for Disaster Recovery? House in a Box, Maybe
Posted: Mon Apr 23 -- I wish there were a photo Roy
Former N.J. School Chief in Insurance Bribery Scheme Drops Suit
Posted: Thu Apr 26 -- Dear Mr. Ritacco: You broke the law in the performance of your duties. Sorry but we don't feel obligated to live up to the terms of your... reality bites
AIG Adopts FASB Accounting Update, Revises Up 2010-11 Income by $5.1B
Posted: Fri Apr 20 -- More creative accounting AIG? Pretty soon, you will say you don't owe the taxpayers anything even if the balance is still $80 Billion.... Agent
Returning Soldiers Involved in More Car Crashes: Study
Posted: Tue Apr 24 -- God bless our men and women in uniform, and those who wore it proudly. I suppose we should be grateful that they're not driving armored... reality bites

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April 16, 2012
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Big "I" Issue with Young Agents Survey; Medical Professional Liability; Business Interruption / Business Income; Bonus: Education & Training Directory

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