900 Studies Prove it's a Booby-Trap, But 1 in 4 Over 45 Take it (Do You?)

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July 31, 2012 - Issue 2173 The World's #1 Natural Health Website† Like Us Follow Us

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Your Tuesday Articles More Articles 900 Studies Prove it's a Booby-Trap, But 1 in 4 Over 45 Take it (Do You?)     If you answer yes, then you may be wasting away your muscles and boosting your risk of cognitive problems, cataracts, memory loss, sexual dysfunction - even diabetes and cancer. What's more, odds are greater than 100 to 1 that you don't even need it... Approval Process is a Sham - Are You Eating This Toxic Food? It can wreak havoc on your health, but the system is powered by bribes with 17 members of the House agriculture committee or their leadership PAC's receiving funding during this election cycle. Don't eat it. Before you trust the advice of the authorities, follow the money... Famous Do-Gooder Linked to Some of the World's Most Corrupt Corporations And they're out to do your health some potentially serious harm. Donating $26 billion since 1994 to "help the world" - it's more likely they're helping these corrupt corporations bolster their secret agendas. Find out about the sketchy ties, and how they impact your health in a big way...

Your Recommended Products More Products Safely Boost Bone Health with Vitamin K2* Vitamin K2 is absolutely essential to build strong bones... It also helps promote heart and immune health.* This key vitamin may even help you fight the signs of aging.* Do Your Baby's Care Products Belong in The Hall of Shame? There are plenty of reasons to be especially concerned with what you allow to go on your baby's soft skin. Unfortunately, most baby care products contain potential toxins that could be absorbed into your baby's bloodstream. Good news! Here's the healthful, USDA certified organic baby care solution that can help give your baby a healthful jumpstart. Discover the New Science of Healing - Is It For You? An entertaining and intriguing glimpse into the new frontier of human health and medicine, this DVD provides an easy-to-understand introduction to quantum physics and healing. Marvel at personal stories of healing that transport you beyond your comfort zone to a place where miracle cures can happen - again and again.

DID YOU KNOW... that canned tomatoes are one of the unhealthiest foods ever? Can linings often contain bisphenol-A (BPA), a synthetic estrogen linked to numerous adverse effects. When acidic foods, such as tomatoes, are put in cans, the chances of BPA leaching out are higher.

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Disclaimer: The entire contents of this website are based upon the opinions of Dr. Mercola, unless otherwise noted. Individual articles are based upon the opinions of the respective author, who retains copyright as marked. The information on this website is not intended to replace a one-on-one relationship with a qualified health care professional and is not intended as medical advice. It is intended as a sharing of knowledge and information from the research and experience of Dr. Mercola and his community. Dr. Mercola encourages you to make your own health care decisions based upon your research and in partnership with a qualified health care professional. †The World's #1 Natural Health Website claim is based upon Alexa Natural Health Website rankings. © Copyright 1997-2012 Dr. Joseph Mercola. All Rights Reserved.

* These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease. Mercola.com 3200 W. Higgins Rd. Hoffman Estates, IL 60169

Daily Headlines: Monday, July 30, 2012

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July 30, 2012 News By Region  National  International  East  Midwest  Southeast  South Central  West Video Today's Headlines National A Decade Later: Is Sarbanes-Oxley Working? – Analysis When Peregrine Financial collapsed earlier this month, a nagging question resurfaced. As in the implosion of Lehman Brothers, the fall of ... HSBC Sets Aside $2 Billion for U.S. Investigation, Mis-selling HSBC's chief executive apologized on Monday for shameful and embarrassing mistakes made on anti-money laundering controls as the bank set ... Aon’s Q2 Earnings Report: Revenue Growth; Net Income Drop Aon announced mixed results in its second quarter earnings report. While "organic revenue growth" rose 4 percent, contributing to a $2.8 ... Best Affirms Liberty Mutual Holding Co. and Subs Ratings  A.M. Best Co. has affirmed the financial strength ratings (FSR) of 'A' (Excellent) and issuer credit ratings (ICR) of "a" for the ... Zurich in North America Increases Trade Credit Insurance Capacity Zurich in North America has increased its trade credit insurance capacity to meet the needs of customers across the globe. For customers in ... Violent Storms Kill 2, Leave Thousands Without Power in Mid-Atlantic, Midwest Violent thunderstorms barreled through the Ohio Valley and mid-Atlantic regions of the eastern United States late on Thursday, killing two ... Obama Administration Says Federal Health Exchanges on Track for 2014 The Obama administration on Friday said it is on track to set up federal health insurance exchanges by 2014 in U.S. states that fail to ... Marsh Product Covers Business Interruption Created by Cloud Providers Many businesses are now utilizing third party companies, also known as cloud providers, for information technology services or storing and... More National News East AIG Launches PR Push on YouTube to Repair Image AIG is launching a public relations campaign to repair its reputation. Last Thursday, the once-mighty insurance giant American ... Penn State President: School Is ‘Adequately Covered’ for Lawsuits Penn State is adequately covered to handle lawsuits stemming from the sexual abuse scandal that has enveloped the campus, its president ... President Obama Declares Disaster for Virginia Storm Damage President Barack Obama has declared a disaster in Virginia after severe weather and strong winds lashed the state a few weeks ago. The ... Penn.-Based Erie Indemnity Co. Appoints New Chief Information Officer Erie, Penn.-based Erie Indemnity Company has appointed Robert C. Ingram III as executive vice president and chief information officer ... More East News Midwest Texting Driver in South Dakota Charged with Manslaughter A man accused of fatally injuring a motorcyclist while he was speeding and texting is facing manslaughter charges in a case that could fuel ... Ohio Injured Workers Fund Battling Painkillers Nearly a third of the prescriptions the state's insurance fund for injured workers paid for last year were for powerful narcotics, part of ... Missouri County Denied Compensation for Flood Damage A southeast Missouri county has been told it won't be getting any money for damage caused by the activation of the Birds Point-New Madrid ... Babiak Takes Over as President, CEO of Hastings Mutual Insurance Hastings Mutual Insurance Co., a regional property/casualty insurance carrier based in Hastings, Mich., has welcomed new President, CEO, ... More Midwest News Southeast Alabama Bans Texting While Driving Aug. 1 Starting Wednesday, texting, emailing and instant messaging while driving will become illegal in Alabama, with violators facing fines and ... Kentucky County Still Tackling the Effects of Storms From 2009-2010 A southern Kentucky county is still tackling the effects of and cleaning up from two major storms in recent years. Warren County officials ... North Carolina Woman Arrested for Alleged Insurance Fraud North Carolina insurance department announced last week the arrest of Debra Gail Hodges, 41, of 5009 Inverness Drive, Fayetteville; she is ... More Southeast News South Central Fourth Man Pleads Guilty in Texas-Based Tour Boat Coverage Scam Prosecutors say a fourth man has pleaded guilty in a Texas-based insurance scam linked to a deadly New York tour boat accident. ... Private Claims Firm Saves Louisiana's Risk Management Agency $1.4M A private company based in Mandeville contracted to run much of the claims processing and management handled by Louisiana's Office of Risk ... Fines, Penalties, Back Wages Add Up for Louisiana Seafood Company A Louisiana seafood company is facing nearly $250,000 in fines, penalties and back wages for exposing workers to hazards and underpaying ... More South Central News West Nevada Patrol Issues 4,500 Tickets To Nevada Cellphone Users he Nevada Highway Patrol has issued more than 4,500 citations to drivers using cellphones this year under a new state law. The Elko Daily ... Former Idaho Undersheriff Files Discrimination Lawsuit A former undersheriff in Twin Falls County, Idaho has filed a lawsuit in federal court claiming she suffered gender discrimination during ... 2 Calif. Men Arrested In Insurance Fraud Scam Authorities say two California men were arrested this week on suspicion of running an insurance fraud scam that bilked multiple companies ... Guyll Named Vice President at Conover Dave Guyll,vice president in the employee benefits division of Conover Insurance, was recently selected to the Roll of Agents & Brokers ... Island Names Tanigawa Advertising and Media Director Island Insurance Company Ltd. named Alison Tanigawa advertising and media director. In this newly created position, Tanigawa will be ... Poms Adds Managing Director and Senior Account Manager Walnut Creek, Calif.-based Poms & Associates Insurance Brokers Inc. named Emil McCulloch managing director and Karen Williamson-Gracey ... More West News International Hiscox Post $197.5 Million 1st Half Profit; Childs to Become Chairman in 2013 Bermuda-domiciled Hiscox reported its interim results for the 1st half of 2012. The following are selected highlights from the report, as ... Ratings Recap: Continental Re, Gulf Re A.M. Best Europe – Rating Services Limited has affirmed the financial strength rating of 'B+' (Good) and issuer credit rating of ... More International News Join the Insurance Journal Network Insurance Journal TV New PURE Program Provides Extra Flooding Services for High-Value Homeowners A new flood coverage suite from Privilege Underwriters Reciprocal Exchange, or PURE, now... Watch Now Agency Capitalizes on Obamacare Shawn Pynes, principal with Barney & Barney, discusses the benefits business following... Watch Now Watch more videos at InsuranceJournal.tv New Discussions in the Forums What is Black hat Tech... ?. Posted: Mon Jul 30 -- Hello everyone, My name is Brian White new entered member to this forum, excited about seo. If anyone knows Black Hat Technique please send... brianwhite159 D&O for Non Profit Posted: Mon Jul 30 -- Do they have a website I can look at? I would have to see a submission to see exactly what their mission is .... Please forward a submission... ceccase AMS360 for accounting? Posted: Mon Jul 30 -- I found these two insurance journal articles to explain a lot about how accounting should function. Then maybe consider which systems can... Riskmaster Insurance Pro AMS - Any experience? Posted: Sat Jul 28 -- Just like many before me, I'm in the process of evaluating all the AMS systems on the market to use in an P&C independent agency. I've read... Modern Maven Track Your CSR's Daily Sales Activity Posted: Sat Jul 28 -- There's a win-win solution that will most importantly give you and your producers a tool to be more productive (close more policies) while... Modern Maven CPCU ?? Posted: Sat Jul 28 -- Hi. I have earned my FLMI designation from LOMA in May 2012. I have 5 + years experience in Life/Health Insurance industry in the Middle... rawaljaved National Agents Alliance? Legit or Keep Away? Posted: Sat Jul 28 -- Intersting post! I'm glad I'd found some infomation on this company. I am in an networking company that sells life insurance too and I... tommy223 Direct mail Posted: Sat Jul 28 -- Charlie, FAxing does work, But how do you avoid getting sued for faxing? JAM Go to Forums Reader Comments Ex-School Nurse in Texas Gets 10 Years for Fire Posted: Mon Jul 23 -- I'm betting her next evaluation will include something like "Doesn't accept constructive criticism very well" Markey Former Citigroup Chief Weill Surprises with Call for Break-Up of Big Banks Posted: Thu Jul 26 -- It really is pretty simple TM. These big boys knew the sentiment would be they were too big to fail and the government would come to their... Agent $31M Jury Award For Unsafe Calif. Highway Posted: Mon Jul 23 -- The title of this article is a bit misleading. The jury found CalTrans 15% liable and placed 85% liability on the driver who made the left... Lisa California Court Reinstates Lawsuit Against Glock Posted: Fri Jul 27 -- Here's a basic formula for all gun owners to memorize: guns + kids = tragedy Ins Guy Tennessee Court Says Killer Can Keep Insurance Money Posted: Mon Jul 23 -- For goodness sakes! She was eleven years old when it happened and only 14 when she settled....where are child protective services???... NCS Go to Popular Comments Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us Current Issue July 23, 2012 Excess, Surplus & Specialty Markets Directory Vol. II More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail Market Directories Excess & Surplus Markets Programs Workers' Comp Markets New Insurance Jobs Commercial Producers Territory Marketing Manager P/C Insurance Editor Producer Have a job opening? List it on our Web site. How to Advertise For information about advertising on this newsletter and Insurance Journal magazines, contact Julie Tinney at (800) 897-9965 x148. View our Media Kit for advertising options in our magazines and online properties. 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New Markets Daily: July 30, 2012

Having trouble reading this email? View it in your browser. Not interested anymore? Unsubscribe Instantly.    Market Directory | Featured Articles | Latest Forums | Ask a Question July 30, 2012 Market Announcements Professional Healthcare Services Insurance Coverage For Adult Day Care, Assisted Living Centers, Home Healthcare, Cosmetic Medicine and Beautician Risks, and ... States: All states View details Financial Services & Financial Institutions Venture's ProWriters unit offers management & professional liability solutions specific to financial services & financial ... States: All states View details PlasticsGUARD An Insurance Program designed to provide custom insurance coverage for plastics manufacturers. One of the most experienced markets ... States: All states View details Beauty Salons Packaged business for beauty/hair salons. In addition to representing 15 of the top rated carriers in the industry, we also offer ... States: AZ, CA, CO, ID, MT, NM, NV, OR, TX, UT, WY View details Commercial Auto The Tuscano Agency specializes in business auto risks. We write liability, physical damage and cargo coverages for business auto ... States: MD, NC, NJ, NY, OH, PA, SC, VA, WV View details Feature Articles Marsh Product Covers Business Interruption Created by Cloud Providers Many businesses are now utilizing third party companies, also known as cloud providers, for information technology services or storing and... Read more New Program Provides Extra Flooding Services for High-Value Homeowners Powered by InsuranceJournal.tv A new flood coverage suite from Privilege Underwriters Reciprocal Exchange, or PURE, now offers another... Read more Worldwide Uncertainty Highlights Value of Political Risk, Trade Credit Insurance Interest in political risk and trade credit insurance is the highest it's been since after 9/11, according to underwriters, and it's coming... Read more Latest Forums Preferred Employers WC I need access to Preferred Employers for WC in CA. Can anyone help? ... by robkellyucla on Fri Jul 27, 2012 Need Commercial Auto (Liability Only) for Newer Contractor, with Old Truck If this fellow wasn't a friend of mine, I'd let him go find coverage elsewhere. He has a truck Ford F250 1972, and hauls only ... by GaryRCook on Fri Jul 27, 2012 Pet grooming shop Does anyone know of an insurance company that will allow a pet grooming shop owner to "piggy back" their non-employee groomers on ... by CMILLER3 on Fri Jul 27, 2012 Ask a Question Join the conversation, ask your question to our community of more than 15,000 property casualty professionals. Get started today!   Member Tools Know someone who might be interested in the email? Why not forward this email to a friend. Find exactly what you need. Search our database of more than 700 companies and 22,000 market listings. Login to your MyNewMarkets account. Not a member yet? Sign up now! Connect with MyNewMarkets Click here to forward this email to a friend. MyNewMarkets.com Daily newsletter combines our comprehensive market database with industry and coverage overviews to give agents a deep resource to educate and connect with opportunities. Unsubscribe anssby.insurance@blogger.com from this list. Contact Us: 3570 Camino del Rio N Ste 200 San Diego CA, 92108 (800) 897-9965 Copyright (C) 2012 Wells Media Group, Inc. All rights reserved.

One of the Best Ways to Grow Your Agency Book

A Blueprint to Guide You Through Developing Program Business Within Your Agency Having trouble reading this email? View it as a webpage. Learn the Three Major Steps Required to Build a Successful Program Business Model This 2-part webinar will be held on Aug 1st & 29th Do you want to grow your book of business? Who doesn't; and one of the best ways to grow your agency is by developing and entering into a "Program" business model. But do you know where and how to begin? The Insurance Journal Academy of Insurance offers you a blueprint to guide you through building a successful program. Mary M. Eisenhart, CPCU, ARM, ARe, RPLU, CIC, CPIW, shares her expertise in producing, underwriting and managing program business exclusively with you. Each of the three major steps required to build a successful and sustainable program business model are detailed over 2 classes. Click Here to Register Part 1: Research and Phase I Development August 1, 2012 Before you can launch a program, you must determine the viability of the program. This class identifies everything you may need to consider to thoroughly research your program opportunities, including expertise development, competition, target client buying habits, territory, approaching carriers, exclusivity, MGA possibilities and technological concerns. The session covers the many projections you will need to make to develop the optimal financial and operational management of any program. Once you have thoroughly researched the program, you turn it into a reality. We begin the development stage in this class, including approaching carriers and non-disclosure agreements (NDAs). Whether you choose a retail, wholesale or combined business model, you will learn a detailed approach for developing the sales and operational side of your program. Part 2: Phase II Development and Implementation August 29, 2012 This final part continues the discussion on development of a program business model, and provides insights into staffing, recruitment and training, sales and marketing plans, underwriting guidelines, internal procedures, applications, and more. After you have researched and developed your program, how do you get it out to the market? This final segment also details how to roll out your program. Discussions revolve around sales scenarios, further development and coordination of sales and marketing plans and association involvement. Measurement of results is a key component – you have to think like both an agent and a carrier – and we show you how to take a "production underwriting" approach to making your program a success. Creative approaches for high retention and prolonging program life are discussed, as well as methods for staying ahead of your competition. Click Here to Register When you register, you get: Access to the live webinars Video and audio recordings, so you can watch or listen again Question & Answer session with the instructor Audio downloads of the webcasts Presentation slides download Join us this Wednesday, August 1st and Wednesday, August 29th for this two-part training webinar. (PLUS, all registrants will receive video and audio recordings of the webinar, so you can listen/watch again at your convenience.) Space is limited! Click Here to Reserve Your Spot! Regularly priced at $197.00, just $147 when you register today! (special pricing expires July 31st) Have questions or need help? Send an email to webcasts@insurancejournal.com or call Barbara at 800-897-9965 x166. Part 1: Wednesday, August 1st Part 2: Wednesday, August 29th Time: 1:30pm ET / 10:30am PT Duration: 1 Hour Each Session Price: Save $50 until July 31st! Register today for just $147! Click Here to Register Instructor: Mary Eisenhart, CPCU, ARM, ARe, RPLU, CIC, CPIW Consultant with 30 years of industry experience. More Great Training: THURSDAY: Commercial Auto Class - During this webinar we'll look at a few of the most common mistakes made when writing a BAP - and how to resolve these issues. AUG 7: Producer Performance Development Program (8 Sessions) - This program is designed for newer producers and will re-energize experienced producers who have lost the edge in developing new business. AUG 8: Understanding E&O Coverage - Join us for a breakdown of the E&O policy form and learn how to properly insure your client's exposures. AUG 9: Risk Management Theory & Applications - Risk management is a process combining methods for reducing or avoiding an undesirable event with sources for covering the adverse financial losses that result from the occurrence of the undesired event. AUG 15: Top 10 Things Agents do Everyday - But Shouldn't - If you've even wanted to turn potential E&O from mere CYA to ROI - or simply wish you could turn everyday chaos into potential growth, this session is for you. Send to a Friend | Contact Us | Subscribe | Unsubscribe | Privacy Policy Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2012 by Wells Media Group, Inc.