Something Historical is About to Happen - But Your Participation is Critical

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May 1, 2012 - Issue 2082 The World's #1 Natural Health Website† Like Us Follow Us

Your Tuesday Articles More Articles Something Historical Is About to Happen - But Your Participation is Critical    This marks a crucial point in what I hope becomes history this fall... We're on our way to correct a nightmare that's descending upon America. I've been attacked for speaking out about this, but here's why I need to continue... and why you must, too. Is Your Food Sourced from the Plant Equivalent of AIDS? There's a new-to-science organism that's causing sudden death in plants. It also causes infertility and miscarriage in cattle, horses, pigs, sheep and poultry. The bad news: you're probably eating it and it could wreak havoc on your health as well...

Your Recommended Products More Products Three First-Class Supplements I Take for My Health...* These 'Essential 3' players should be on your dream team for optimal health.* They help defeat free radical production (affecting the aging process), boost cellular energy production, and support your immune health.* Active-form CoQ10, Krill Oil, and Probiotics create a powerful force for your health triumphs.* Now available in a convenient package. If You're Looking for the Best Health-Promoting Green Tea -- Search No Further This is your exclusive opportunity to get a remarkable Matcha green tea straight from the sacred tea plantations of Japan. Not only is this unique green tea high in beneficial antioxidants, it's great-tasting as well. Unlike many Matcha green teas, our brilliant jade-colored tea is hand-harvested and granite-ground to thoroughly preserve the health-promoting nutrients. Take advantage of the "best of the best" Matcha green tea. Autism and Vaccines - The Truth Behind a Tragedy Callous Disregard describes how, despite being exposed to the toxic underbelly of institutional and commercial medicine, and the pervasive lies, blatant mischaracterizations, libelous attacks, and virulent strong-arm tactics that he faced daily, Dr. Wakefield never lost sight of the reason why he was fighting back: for the children.

QUOTE OF THE DAY: Trees are poems that earth writes upon the sky, We fell them down and turn them into paper, That we may record our emptiness.   - Kahlil Gibran, Lebanese-American artist, poet, and writer

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Disclaimer: The entire contents of this website are based upon the opinions of Dr. Mercola, unless otherwise noted. Individual articles are based upon the opinions of the respective author, who retains copyright as marked. The information on this website is not intended to replace a one-on-one relationship with a qualified health care professional and is not intended as medical advice. It is intended as a sharing of knowledge and information from the research and experience of Dr. Mercola and his community. Dr. Mercola encourages you to make your own health care decisions based upon your research and in partNewnership with a qualified health care professional. †The World's #1 Natural Health Website claim is based upon Alexa Natural Health Website rankings. © Copyright 1997-2012 Dr. Joseph Mercola. All Rights Reserved.

* These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease. Mercola.com 3200 W. Higgins Rd. Hoffman Estates, IL 60169

Daily Headlines: Monday, April 30, 2012

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April 30, 2012 News By Region  National  International  East  Midwest  Southeast  South Central  West Video Today's Headlines National As America’s Waistline Expands, Costs Soar U.S. hospitals are ripping out wall-mounted toilets and replacing them with floor models to better support obese patients. The Federal ... Victims of Cyberbullying Fighting Back in Libel Suits When a Georgia middle school student reported to police and school officials that she had been bullied on Facebook, they told her there was ... Consumer Rebates Under Medical Loss Ratio Estimated to Be $1.3 Billion More than 3 million health insurance policyholders and thousands of employers will share $1.3 billion in rebates this year, thanks to ... U.S. E&S Market Premiums Increase in 2011: SNL Financial U.S. excess and surplus market is seeing a slight uptick in premiums, a new report reveals. After several years of declines, U.S. E&S ... Regulation, Reputational Risk Top Concerns of Risk Managers: Lloyd’s A heightened focus on insurance regulation as well as exposures related to reputational risk are top concerns for insurance executives ... Best Affirms Horace Mann Educators and Subs ‘A-’ Ratings A.M. Best Co. has affirmed the financial strength rating (FSR) of 'A-' (Excellent) and issuer credit ratings (ICR) of "a-" of the ... Big ‘I’ Chairman Donohoe Extols Association’s Value in Fast-Changing Times Speaking at the Independent Insurance Agents and Brokers of America (IIABA) conference, IIABA Chairman Mike Donohoe said the association is ... OneBeacon Forms New Specialty Program Group OneBeacon Insurance Group, Ltd. has formed its newest specialty business, OneBeacon Program Group (OBPG), which will be led by President Dan... Business Income Demystified At Last – A Training Series Few insurance coverages illicit such fear or visceral reactions as does business income coverage (aka time element coverage). Without being too glib, business income concepts are... More National News East 58 Massachusetts Workers Were Killed on Job in 2011: Report A new report says 58 Massachusetts workers were killed on the job in 2011, at an average of 1.1 worker death each week. The report, titled ... Best Downgrades Interstate Auto’s Ratings to ‘C+’; Outlook Negative A.M. Best Co. has downgraded the financial strength rating to 'C+' (Marginal) from 'C++' (Marginal) and issuer credit rating to "b-" ... Insurance Company Balks at Claims in Fatal Conn. Fire An insurance company said it should not have to pay claims or lawsuits stemming from a Christmas morning fire that killed five people ... The McGowan Cos. Purchases Md.-Based Allied Insurance Brokers The McGowan Companies (McGowan), based in Fairview Park, Ohio, purchased the assets of Allied Insurance Brokers Inc. (Allied). Allied, ... N.J. Gov. Christie Undecided on Health Insurance Bill New Jersey Gov. Chris Christie says he wants the state to spend as little as possible implementing new federal health insurance ... Former N.Y. Agents Sentenced to Jail for Swindling Elderly Clients New York regulators said two former insurance agents who pled guilty to swindling $400,000 from elderly clients by fraudulently changing ... More East News Sponsored Podcast Learn more about Applied Systems® Epic In this podcast Applied Systems CEO Reid Frenchtalks about the future of insurance technology and Applied Systems® Epic, the fastest-growing agency management system in the insurance industry today. Listen now. Midwest Missouri House Passes Whistleblower, Work Comp Bills The Missouri House passed two pieces of business legislation aimed at overcoming vetoes by Democratic Gov. Jay Nixon earlier this year. ... Missouri Woman Wins $5.8M in ‘Girls Gone Wild’ Case A company that makes "Girls Gone Wild" DVDs is seeking to overturn a verdict awarding nearly $6 million to a St. Louis-area woman who ... Insurer Says It’s Not Liable for Drug-Related Fire in Michigan An insurance company claims it should be reimbursed after a fire linked to drugs badly damaged a house in Bay City, Mich. Nationwide Mutual ... Kansas Senate Panel Considers Disaster Funding Kansas legislators have begun work on a bill that would create a special fund to cover the state's share of disaster assistance. Maj. Gen. ... More Midwest News Southeast Citizens Delays Rate Hike for New Business The governing board for Florida's state-backed Citizens Property Insurance Corp. has at least temporarily backed off a proposal to begin ... Alabama Lawmakers Pass Ban on Texting While Driving State lawmakers have voted unanimously to make Alabama the 38th state to ban texting while driving. A compromise version of the bill by ... More Southeast News South Central Louisiana Senate Rejects Bill Removing Smoker Protection Louisiana senators refused on April 26 to repeal a law that bans employers from discriminating against smokers, after opponents said the ... Disaster Assistance Approved for Oklahoma Woodward County Gov. Mary Fallin says the U.S. Small Business Administration has approved disaster assistance for Woodward County following a deadly ... Louisiana’s Sen. Vitter Pushes to Extend Flood Insurance Program U.S. Sen. David Vitter is pushing for a long-term extension of the National Flood Insurance Program. The Louisiana Republican wants to stop ... More South Central News West Mercury: First Quarter Income Rose on Lower Losses Mercury General Corp. reported on Monday that net income in the first quarter rose to $73.4 million from $58.2 million during the same time ... Judge: Montana City Must Pay $3M Judgment To Insurance Company In Lawsuit A state judge has ruled the city of Bozeman in Montana must repay its insurance company the $3 million it paid after the city lost a ... Report: Deadly Reno Fire Likely Accidental Reno investigators say a deadly blaze in January that burned 3,100 acres and killed an elderly woman was caused by improper disposal of ... Idaho City Police Department Settles Lawsuit A federal lawsuit against the Nampa Police Department in Idaho by three officers has been dismissed following a $189,000 settlement. The ... BNSF Railway Company Plume Trial To Begin A trial to determine BNSF Railway Company's responsibilities for cleaning up plumes of fuel and toxic solvents beneath Livingston starts ... 18 Olympians Sue Over Alleged Misuse Of Names Eighteen Olympians, including swimming greats Mark Spitz and Janet Evans, and diver Greg Louganis, have sued Samsung Corp. over a Facebook ... More West News International UK Terrorism Reinsurer Pool Re Has over $7 Billion for Olympic Games Coverage Pool Re, the state-backed British reinsurer that covers terror attack-related commercial property losses, has £4.5 billion ($7.327 ... Earnings Reports: Validus Holdings, AXIS Capital Selected earnings highlights from Validus Holdings for the first quarter of 2012 are as follows: ... CNA Announces Approval from Hardy Shareholders for Acquisition CNA Financial Corporation announced that Hardy Underwriting Bermuda Limited shareholders have voted to approve CNA's proposed acquisition ... Best Affirms Ratings Samsung Fire & Marine (Europe) Ratings A.M. Best Europe – Rating Services Limited has affirmed the financial strength rating of 'A' (Excellent) and issuer credit rating of ... More International News Sponsored Content Resource Edge Consults With Hundreds of Insurance Professionals to Help Build the Perfect Insurance Recruiting Tool Las Vegas, NV, 04/30/12 - Resource Edge, a software development company with over 20 years of experience in custom software solutions ... More Sponsored Content Join the Insurance Journal Network Insurance Journal TV Annual Live Training Burn Educates Adjusters Pat Andler, a certified fire investigator and owner of Andler & Associates discusses the... Watch Now What D&O Buyers Look For In a Carrier What do insureds look for when shopping for a carrier to provide director and officers... Watch Now Watch more videos at InsuranceJournal.tv New Discussions in the Forums New Venture - Non-Emergency transporation Posted: Sat Apr 28 -- I am looking to insure the same risk. Any luck meytai? marmar 1-800-Car-Insurance Posted: Fri Apr 27 -- While words in phone numbers may be catchy... they drive me nuts. I try not to use them. FurriePrincess Online Insurance and Leads Posted: Fri Apr 27 -- Auds I am curious which lead firms you are referring to. nhagent NEEDED:History and Current Trends of the Independent Agent Posted: Fri Apr 27 -- The state to the north of you has a resource as well. PIA (Professional Insurance Agents Association). They can be a vast resource &... dm307799 How do you ask for a referral? Posted: Thu Apr 26 -- Instead of referrals, have you tried using any lead services? Auds Is it possible to get insurer appointments just starting out Posted: Thu Apr 26 -- This kind of post and topic question is generally exhausting...BiggBoy, you imply that you're new to the biz with a lot of ambition and... d's insurance store looking for feedback/advice please.... Posted: Wed Apr 25 -- My suggestion is to work with an independent agent as a producer. The KEY is to negotiate a good commission split and that YOU OWN YOUR BOOK... NYagent301 What are your thoughts on the insurance industry Posted: Tue Apr 24 -- The key question for anyone thinking that the road to riches is paved with personal lines insurance policies is to ask 'what can I do... d's insurance store Go to Forums Reader Comments Illinois Man Sues Nestle, Wal-Mart Over Dog's Death from 'Wholesome' Treat Posted: Tue Apr 24 -- Need to recall all dog treats made in China NOW, not wait until who knows how long an investigation takes. Well over 600 deaths have been... Jane Dough Solution for Disaster Recovery? House in a Box, Maybe Posted: Mon Apr 23 -- I wish there were a photo Roy Former N.J. School Chief in Insurance Bribery Scheme Drops Suit Posted: Thu Apr 26 -- Dear Mr. Ritacco: You broke the law in the performance of your duties. Sorry but we don't feel obligated to live up to the terms of your... reality bites Alligator Visits Louisiana Motel, Bites Guest Posted: Wed Apr 25 -- Damn the torpedoes and pass the hot sauce! I'm goin back for seconds! Al E. Gator Returning Soldiers Involved in More Car Crashes: Study Posted: Tue Apr 24 -- God bless our men and women in uniform, and those who wore it proudly. I suppose we should be grateful that they're not driving armored... reality bites Go to Popular Comments Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us Current Issue April 16, 2012 Big "I" Issue with Young Agents Survey; Medical Professional Liability; Business Interruption / Business Income; Bonus: Education & Training Directory More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail Market Directories Excess & Surplus Markets Programs Workers' Comp Markets New Insurance Jobs Workers' Compensation Adjuster Marketing Representative Vice President of Claims Management Trainee Have a job opening? List it on our Web site. How to Advertise For information about advertising on this newsletter and Insurance Journal magazines, contact Julie Tinney at (800) 897-9965 x148. View our Media Kit for advertising options in our magazines and online properties. Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2012 by Wells Publishing, Inc.

New Markets Daily: April 30, 2012

Having trouble reading this email? View it in your browser. Not interested anymore? Unsubscribe Instantly.    Market Directory | Featured Articles | Latest Forums | Ask a Question April 30, 2012 Playground Equipment Program General Liability including Professional Liability - Occurrence Form. Eligible exposures Playground Equipment Installation Contractors, Equipment dealers, manufacturers. States: All states Offered by Partners Specialty Group, LLC View details Market Announcements Executive/Misc Liability Designed for the specific needs of small businesses, OnPoint's Executive Liability Solution Suite for Small Business provides you ... States: All states View details Adoption/Foster Agencies Target Classes: Adoption/Foster Agencies. Policy Structure: Professional Liability and General Liability Coverage;... States: All except MN View details Workers' Compensation for Healthcare Facilities (SNF, ALF, ALZ, Acute care) We are proud to have partnered with the nation's largest workers' compensation carrier to offer this exclusive program open to the ... States: AL, AR, AZ, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WI, WV View details Garage Auto repair, tow companies, used care dealers, motorcycle dealers, heavy truck repair, used truck dealers, all terrain vehicle repair States: OR, WA View details Feature Articles OneBeacon Forms New Specialty Program Group OneBeacon Insurance Group, Ltd. has formed its newest specialty business, OneBeacon Program Group (OBPG), which will be led by President Dan... Read more New BevCap Program Targets Beer Distributors Powered by InsuranceJournal.tv BevCap Management, an independent insurance agency in McKinney Texas that specializes in the program... Read more Only 1 Out of 4 Companies Buying Cyberinsurance Nearly three in four corporate risk managers are not buying insurance policies to cover data breaches and damage to customers' privacy... Read more Latest Forums US Veterans (Virginia located) multifamily housing & jobs program seeks $3.4mm Credit Enhancement for 24 month construction loan. Stone Green Capital LLC is seeks an insurer to underwrite a policy on a multi-unit green housing project and ... by 5SGC on Sun Apr 29, 2012 Stand alone cargo for household goods mover Look for Stand Alone Cargo coverage for household goods movers on california. Does anyone know the market? by paul lim on Fri Apr 27, 2012 Guard Dogs & Commercial Policies I have found nothing online about this topic. Everything is written about dogs & homeowners policies. How does a standard ... by robkellyucla on Fri Apr 27, 2012 Ask a Question Join the conversation, ask your question to our community of more than 15,000 property casualty professionals. Get started today!   Member Tools Know someone who might be interested in the email? Why not forward this email to a friend. Find exactly what you need. Search our database of more than 700 companies and 22,000 market listings. Login to your MyNewMarkets account. Not a member yet? Sign up now! Connect with MyNewMarkets Click here to forward this email to a friend. MyNewMarkets.com Daily newsletter combines our comprehensive market database with industry and coverage overviews to give agents a deep resource to educate and connect with opportunities. Unsubscribe anssby.insurance@blogger.com from this list. Contact Us: 3570 Camino del Rio N Ste 200 San Diego CA, 92108 (800) 897-9965 Copyright (C) 2012 Wells Publishing, Inc. All rights reserved.

Learn how to outperform your competitors- and it doesn't involve selling

New training from Insurance Journal's Academy of Insurance. Register today! Having trouble reading this email? View it as a webpage. Not interested anymore? Unsubscribe instantly. Linking Performance to Results Do you want to outperform your competition? Companies and agencies with a formal employee goal-setting process followed and enforced by performance reviews against those goals, outperform those without such a system in place. Linking individual goals to the overall goals of the organization ensures that your employees are invested in the success of the business. Common goals and priorities create a unified effort when it comes to managing performance. Maximum business success requires everyone moving in the same direction. In this webinar, Kathy Ryan provides you with an overview of the steps involved in creating and executing a successful Performance Management Process within your organization. An effective Performance Management Process helps you and your business accomplish its goals and outperform competition. Click Here to Register What you will learn in this webinar: The Importance of Tying Individual Goals to the Business Plan How to Write Effective Goals Tips for Conducting an Annual Review Process The Benefits of Linking Compensation to Performance When you register, you get: Access to the live webinar Video and audio recordings, so you can watch or listen again Question & Answer session with the instructor Audio download of the webcast Presentation slides download Join us this Wednesday, May 2nd for this one-hour training webinar. (PLUS, all registrants will receive video and audio recordings of the webinar, so you can listen/watch again at your convenience.) Space is limited! Click Here to Reserve Your Spot! Regularly priced at $129.00, just $89 when you register today! (special pricing expires May 1st) Have questions or need help? Send an email to webcasts@insurancejournal.com or call Barbara at 800-897-9965 x166. Date: Wednesday, May 2nd Time: 1:30pm ET / 10:30am PT Duration: 1 Hour Price: Save $40 until May 1st! Register today for just $89! Click Here to Register Instructor: Kathy Ryan President of Pinnacle Coaching Group and expert in effective communication. More Great Training: MAY 3: Insuring Condominium Association D&O Exposures - Whether you sell or service Homeowners Associations or just serve on your condominiums board you will find this webinar informative. MAY 9: Secrets of Insuring Restaurants (3-part series) - Restaurants are very tricky businesses to insure. Join Trent and Amy as they help ensure that your restaurant clients are being properly insured. MAY 9: Secrets of Insuring Restaurants- Intro to Restaurants - There's a lot to know when insuring restaurants. Join us as we discuss the foundation of insuring these "risky" businesses. MAY 10: Business Income: It's Easier Than You Think (3-Part Series) - Business income is the MOST important property coverage any insured can buy. Discover how simple the coverage really is during this 3-part web series. MAY 16: Succession Training- Fearless Feedback: Getting Comfortable with Providing Feedback - Giving feedback isn't always easy, especially when it's not received well. Join this webinar as Kathy coaches us on some positive ways to give feedback. Send to a Friend | Contact Us | Subscribe | Unsubscribe | Privacy Policy Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2012 by Wells Publishing, Inc.

Weekly Reader Picks: Monday, April 30, 2012

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April 30, 2012 Top 10 for the Past Week 1. What to Expect If Supreme Court Strikes Down Obamacare Apr 25, 2012 -- If the Supreme Court strikes down President Barack Obama's health care law, employers and insurance companies — not the government — will be the main drivers of change over the next decade and maybe even longer. ... 2. Current Market Not Yet a ‘Classic’ Hard Market: P/C Executives Apr 23, 2012 -- The current property/casualty market is not a "classic" hard market, yet anyway. While prices are clearly rising in certain lines including property and workers' compensation, other conditions of a traditional ... 3. Republicans Prepare Should Supreme Court Overturn Healthcare Plan Apr 23, 2012 -- Republicans in Congress are getting ready to answer an election-year question that has dogged the party's campaign for months: How would it replace President Barack Obama's healthcare law if the measure is overturned or ... 4. OneBeacon Forms New Specialty Program Group Apr 26, 2012 -- OneBeacon Insurance Group Ltd. has formed a new specialty business, OneBeacon Program Group (OBPG), which will be led by President Dan Beaudette. The group will focus on small to medium commercial business written ... 5. 15 Trends in P/C Insurance Employment Apr 16, 2012 -- 15 Trends in P/C Insurance Employment The current P/C insurance employment picture, much like the economic outlook, is mixed. Employers remain cautious about adding to payroll but there are opportunities depending on ... 6. Transportation Chief Calls for National Ban on Cell Phone Use While Driving Apr 27, 2012 -- U.S. Transportation Secretary Ray LaHood called on Thursday for a federal law to ban talking on a cell phone or texting while driving any type of vehicle on any road in the country. Tough federal legislation is the only ... 7. Liberty Mutual Profit Soars 26% in Q1 Apr 27, 2012 -- Global insurer Liberty Mutual Holding Co. Inc. and its subsidiaries reported a 26 percent jump in net income for the three months ended March 31 due to higher premiums and lower catastrophe losses. The company reported ... 8. MetLife to Pay States $500 Million in ‘Death Master’ Probe Apr 23, 2012 -- MetLife Inc., the largest life insurer in the United States, will pay $500 million to settle a multi-state investigation into claims payment practices, the office of California's state controller said on Monday. The ... 9. Fewer Storms Forecast for 2012 Hurricane Season Apr 26, 2012 -- The 2012 Atlantic hurricane season is projected to be less active than in recent years with 11 tropical storms, six of which will intensify into hurricanes, U.S. private forecaster Weather Services International said on ... 10. 1,000 Independent Agents Lobbying Lawmakers in Washington Apr 26, 2012 -- More than 1,000 independent agents from around the country will be visiting Capitol Hill offices in Washington, D.C., today to lobby members of the House, Senate and their staffs. Called "The Big 'I' Day on Capitol ... Popular Videos Good Defense but Higher Severity in Med-Mal Cases Vehicle Arson Trends Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail

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