Friday, November 30, 2012

New Markets Daily: November 30, 2012

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November 30, 2012

Errors and Omissions Insurance for P&C Agents

P&C now $751.00! Available in All States (except NY). Policy Highlights: Limits: $1M/each claim/$1M annual, Extended Tail Coverage, Preferred Risk Rates, Easy Online Process, A Rated Carriers ...
States: All except NY

Market Announcements

Monoline Personal Liability (CPL)

Premises and Personal Liability, including personal injury coverage. 1-4 family dwellings, condos, mobile homes- owner ...
States: AL, AR, AZ, CO, CT, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WY

Equestrian & Equine-Related Business

Equine Insurance Specialists has access to a broad range of horse insurance products and services which have been designed from the ...
States: All except AK, HI

Personal Insurance

Our corporate mission at Infinity Insurance Companies is to provide premier personal automobile insurance products and quality ...
States: AL, AZ, CA, CO, FL, GA, IN, MO, MS, NV, OH, PA, SC, TN, TX, VA

Business Owners Policy

BOP policies offer General Liability, Business Property, Umbrella, and Bundle Endorsements coverage. Worker's Compensation may ...
States: AZ, CA, CO, LA, NV, TN

Feature Articles

Torus Survey: Top Issues in Management Liability & Professional Lines Market

A recent survey* undertaken by global specialty insurer Torus has highlighted a myriad of current issues facing the management liability and... Read more

Rate Changes Coming to Healthy Railroad Industry

At one time it seemed that the railroad industry was doomed, but thanks in part to the economic stimulus plan, technology improving their... Read more

More Businesses Seek Government Flood Insurance After Sandy: Marsh

More businesses are expressing interest in purchasing flood insurance coverage from the National Flood Insurance Program (NFIP) in the wake... Read more

Latest Forums

Agency looking for a broker appointed with EMC or Auto Owners here in Arkansas

We are an independent agency here in arkansas looking to have access to EMC for personal lines.
by jasonkincade on Thu Nov 29, 2012

Independent Welder Risk

I need a market to place an Independent Welder  Oil/Gas Fields in Bakersfield, California.if some one knows a market let ...
by Pedro on Wed Nov 28, 2012

Distributor/wholesaler

looking for a market who can write a wholesaler of auto/truck raditors  w/sales in excess of $25m in 17 states - current ...
by Gerry on Wed Nov 28, 2012

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Daily Headlines: Friday, November 30, 2012

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Insurance Journal Daily Headlines
November 30, 2012
News By Region  National  International  East  Midwest  Southeast  South Central  West Video

Today's Headlines

National

U.S. Regulators Urge Flexibility in Basel III Rules for Banks, Insurers

U.S. lawmakers and state financial regulators on Thursday called on federal officials to revamp proposed rules that would force financial ...

Congressional Leaders Push to Pass Farm, Crop Insurance Bill

With time running out, agricultural leaders in Congress vowed on Thursday to do everything they can to pass a farm bill that cuts spending ...

Hurricane Center Seeks to Improve Storm Surge Warnings

Friday marks the end of an Atlantic-Caribbean hurricane season where the greatest devastation was caused by water rather than wind, U.S. ...

Ratings Recap: Zurich America, Prism, FAIRCO, American Standard

A.M. Best Co. has affirmed the financial strength rating of 'A+' (Superior) and issuer credit ratings (ICR) of "aa-" of Illinois-based ...

Willis Launches WillisCaptus, New RRG Data Management System

Willis Global Captive Practice, part of the global insurance broker Willis Group Holdings has launched an online underwriting and data ...

Lynch Named Kemper P&C Group Executive; Schulte Resigns

Kemper Corp. announced that Denise I. Lynch has been named property/casualty group executive effective Dec. 1. She will report directly to ...

From MyNewMarkets.com Torus Survey: Top Issues in Management Liability & Professional Lines Market

A recent survey* undertaken by global specialty insurer Torus has highlighted a myriad of current issues facing the management liability and...
Sponsored by: MyNewMarkets.com. Need a Market? Find It. Fast! Click here for more information.
East

New York Gov. Cuomo Orders Insurers to Speed Up Sandy Claims

New York Governor Andrew Cuomo on Thursday imposed emergency regulations on insurers to speed the processing of claims from hundreds of ...

U.S. Judge Allows Civil Suits in Meningitis Outbreak to Proceed

A federal judge in Boston on Wednesday allowed civil suits against the pharmacy at the heart of the deadly U.S. meningitis outbreak to ...

Penn.-Based W.N. Tuscano Buys Special Risk Solutions From Utica Mutual

W. N. Tuscano Agency, a wholesale broker located in Greensburg, Penn., acquired Special Risk Solutions Inc. (SRS), the brokerage division ...

GMI in Pennsylvania Launches Norman Specialty Insurance Group

GMI Insurance -- a Valley Forge, Penn.-based managing general agent for transportation insurance nationwide -- announced the launch of ...

Lockton Expands Philadelphia Office, Hires 2 Vice Presidents

Lockton, the world's largest privately held independent insurance brokerage firm, expanded its Philadelphia regional operation with the ...

Heffernan's N.Y. Branch Names Director of Commercial Lines & Marketing

California-based Heffernan Insurance Brokers recently hired Jason C. Cavallo to join its New York office as director of commercial lines ...

N.Y. Law Firm Nelson Levine Hires 2 Attorneys From Harleysville, MetLife

Targeting strategic expansion, Nelson Levine de Luca & Hamilton, a New York-headquartered national law firm serving the insurance industry, ...

N.Y. High Court Says Affair Is Medical Malpractice

New York's highest court says it was medical malpractice for a Long Island family doctor to have an affair a married patient he treated for ...
Errors and Omissions Fraud Detection 2-part series: New class from Academy of Insurance
Midwest

Socius Insurance Services Hires Zaroski as VP in Chicago

Socius Insurance Services Inc., a management liability and property/casualty insurance wholesaler, has hired Laura Zaroski as vice ...

Study Finds Gary, Indiana, Nation's Most 'Underpoliced' City

Gary, Ind., is the most "underpoliced" city in the nation, a new study released this month shows. "Over a quarter of people's income is ...

Texting Driver Gets Prison in Ohio Fatal Crash

An Ohio driver distracted by a text message when he caused a fatal crash has been sentenced to nearly five years in prison. A judge in ...
Insurance Journal's 2013 Insurance Industry Events Calendar - Submit your event!
Southeast

Hackers Steal South Carolina Insurance Agency Funds

A business in Hickory reports thousands of dollars were taken after a hacker got into a computer system. The Hickory Daily Record reported ...

West Virginia Mine Blast Probe Widens, Top Executives Could Be Next

Federal prosecutors investigating the West Virginia mine explosion that killed 29 men have widened their net, filing criminal charges ...
South Central

Surplus Lines Premium on the Rise in Texas

The amount of surplus lines insurance premium written in Texas rose by 25 percent as of the end of October compared with the same period ...

BP: Many Settlement Opt-Out Requests Weren't Valid

Only about half the businesses and individuals who asked to be excluded from a proposed settlement over BP's 2010 oil spill submitted valid ...

Kingsway Startup to Sell Homeowners Insurance in Louisiana

Kingsway Financial Services Inc. announced it has completed the formation Maison Insurance Co. (Maison), a property/casualty insurance ...
West

Lawsuit: Fedex Fires Utah Driver Over Russian Accent

A Utah truck driver alleges FedEx fired him because of his Russian accent, even though he offered to appear before corporate higher-ups to ...

Brewer Rejects State-Run Health Exchange for Arizona

Arizona Gov. Jan Brewer has decided against creating a state-run health insurance exchange to implement a key part of President Barack ...

Pregnant Waitress Wins Settlement From Arizona Bar

A Peoria, Ariz. restaurant and bar must pay $15,000 to a former waitress who was moved from Sunday shifts because its management thought ...

Hull & Company Opens New Marine Department

Hull & Company has now opened a new marine department at its Stockton, Calif. location and has appointed marine risk specialist Quincy M. ...

Gone Fishin': California Agency Owner Sells to Specialize in Outiftters

Trinity Insurance Services Inc. has been purchased by McNeil & Company Inc. Insurance Risk Services out of New York in a move that gives ...

California Department Insurance: Streamlined Licensing

The California Department of Insurance announced a new process for professionals submitting insurance agent, broker, adjuster and bail ...
Sponsored by: State Fund. Trim Down, Muscle Up. Our steps towards better efficiency weren't easy. But now we're stronger than ever. Together, we'll help keep California working. Click here for more information.
International

French Court Clears Continental of Criminal Liability for 2000 Concorde Crash

Continental Airlines was cleared on Thursday of criminal responsibility for the Concorde crash in Paris in 2000 that killed 113 people, ...

S&P Report: Reinsurers Discuss Industry Lessons Learned From Hurricane Sandy

A recent report, "Reinsurance Industry Leaders Discuss Lessons Learned From Hurricane Sandy," published Nov. 29, 2012, on RatingsDirect, ...

Willis North America to Acquire Canadian Benefits Broker Avalon Actuarial

Willis North America, a unit of Willis Group Holdings, announced that it has entered into a definitive agreement to acquire the assets of ...

Euler Hermes and MAPFRE Form 'Solunion'; a New Credit Insurance Venture

Euler Hermes and MAPFRE jointly announced the launch of "Solunion"- the brand name of their new credit insurance joint venture in Spain and ...

Carr Joins Mitsui Sumitomo at Lloyd's to Expand Marine Liability Market

Mitsui Sumitomo at Lloyd's announced the appointment of Darren Carr as Class Underwriter for its marine liability underwriting account in a ...

Ratings Recap: Mansard, Custodian & Allied, Ability Re, TATIL

A.M. Best Europe - Rating Services Limited has affirmed the financial strength rating of 'B' (Fair) and issuer credit rating of "bb+" of ...

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Rate Changes Coming to Healthy Railroad Industry

At one time it seemed that the railroad industry was doomed, but thanks in part to the...
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Effects of Worldwide Economic Instability on American Companies

Despite a slightly improved economy here in the U.S., the global economy is not out of the...

TV icon Watch more videos at InsuranceJournal.tv

New Discussions in the Forums

Small agency looking for personal lines carrier
Posted: Fri Nov 30 -- We are a small insurance agency looking to get back into personal lines P&C after 6 years out of the business. Does anyone know of a carrier... msidden
Freight Forwarding in Ca
Posted: Thu Nov 29 -- Sounds like your applicant requires a BMC-84 Property Bond ($10,000) to be filed with the FMCSA. Additionally this would dictate broker's... Miguelito
Tower Erection Contractor
Posted: Wed Nov 28 -- Thanks bkrigsman! I appreciate the response! Halpert
Exotic car, bad driver!!
Posted: Wed Nov 28 -- How does an exotic car repair shop get onto the list of available repair shops for an insurance company? autorepairframingham
Amerisure Mutual
Posted: Mon Nov 26 -- We don't know of any MGA's with Amerisure. But we and other retail agents have access. Perhaps you can broker a deal with a retail agent.... bkrigsman
Attorney considering CPCU- thoughts?
Posted: Wed Nov 21 -- I think it's always wise to think ahead and be prepared for multiple opportunities and interests which may come along. I have several... InsuranceVet
Benelect wrap around plans
Posted: Tue Nov 20 -- We are looking to place one of our group health accounts with Benelect which is a wrap around plan. I wanted to see if anyone else has used... JAM

Reader Comments

High-Security Driver's License Runs Into Opposition in States
Posted: Tue Nov 27 -- Call me crazy, but I'd way rather see us not borrow another $11,000,000,000.00 to implement easily hackable chipped ID cards (and black and... ExciteBiker
Investigation Ongoing in Huge Texas Highway Wreck
Posted: Mon Nov 26 -- What's amazing is that pileups like this don't happen every 10 minutes, since nowadays the typical interstate highway is a never-ending... Roland
Monsters Under the Bed: Insurance Coverage Gaps and Other Invisible Exclusions
Posted: Wed Nov 28 -- this should have been labled as "very slanted opinion piece" instead of letting us assume it might be a "news article". sos, IJ must have... bob
Indiana Truck Driver Logs 3 Million Miles of Safety
Posted: Thu Nov 29 -- Congratulations and thanks to Mr. Batt. It is a wonderful milestone. So many drivers think only of themselves and where they want to go or... v
Oklahoma Judge: Hobby Lobby Must Offer Morning-After Pill
Posted: Mon Nov 26 -- Chrisitan Scientists are against healthcare of any kind. Having healthcare coverage of any kind is a violation of their reigious freedom.... Don't Call Me Shirley

Current Issue

November 19, 2012
Current Issue
Top Personal Lines Retail Agencies; Assisted Living / Long Term Care; Contractors & Builders

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Thursday, November 29, 2012

Cancer's Achilles Heel: Helps Stop Cancer Cells Dead in Their Tracks

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Your Friday Articles More Articles
Exercise Protects Immune System Cancer's Achilles Heel: Helps Stop Cancer Cells Dead in Their Tracks
When you think of reducing your risk of cancer, this probably isn't at the top of your list. However, this 3-month study suggests you should try it. Examining the immune cells in participants' blood found it virtually replaces bad T-cells with good ones...

This Simple Trick Stops Aging in Its Tracks
This healthy addition to your lifestyle may be the closest thing to a real-life fountain of youth there is - and once most people start, they love it!
Your Recommended Products More Products
Turmeric Formula This Super Spice is a 'Must' for Your Diet
See important do's and don'ts when it comes to using herbs and spices to enhance your overall health and well-being.* In particular, an ancient spice called turmeric contains special compounds that help support many of your body systems.*
Himalayan Salt The Many Amazing Uses of Himalayan Crystal Salt
When you eat typical table salt - iodized or not - your body draws a massive amount of water from its cells to help neutralize the salt. This excess tissue fluid can contribute to unsightly cellulite, arthritis, gout, and kidney and gall bladder stones. However, there's a type of salt that doesn't burden your body like this...
Sweet Deception Sweet Deception Reveals Explosive Secrets Big Industry Doesn't Want You to Know...
Tragically, the truth is this: artificial sweeteners such as Splenda and Nutrasweet are NOT healthy -- or safe. Discover the inside story. See how you've been deceived about the truth behind artificial sweeteners like aspartame and sucralose -- for greed, for profits... and at the expense of your own health.
QUOTE OF THE DAY: Facebook Comment on this
Don't let what you can't do interfere with what you can do.
- John Wooden, professional basketball coach
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Disclaimer: The entire contents of this website are based upon the opinions of Dr. Mercola, unless otherwise noted. Individual articles are based upon the opinions of the respective author, who retains copyright as marked. The information on this website is not intended to replace a one-on-one relationship with a qualified health care professional and is not intended as medical advice. It is intended as a sharing of knowledge and information from the research and experience of Dr. Mercola and his community. Dr. Mercola encourages you to make your own health care decisions based upon your research and in partnership with a qualified health care professional.

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Daily Headlines: Thursday, November 29, 2012

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Insurance Journal Daily Headlines
November 29, 2012
News By Region  National  International  East  Midwest  Southeast  South Central  West Video

Today's Headlines

National

Liability Insurance Shows Signs of Deteriorating Performance: Conning

The benign period for liability insurance results may have run its course. Current trends in loss frequency, tort filings, and reserve ...

Health Care Workers' Comp Claim Severity On the Rise: Aon

Workers' compensation claim frequency is expected to decrease but claim severity will rise in 2013 for the health care industry, according ...

Goverment Allows WellPoint Purchase of Amerigroup

WellPoint Inc. can move forward with its $4.5 billion purchase of health insurance rival Amerigroup Corp after Amerigroup alleviated ...

AAIS Names Esmond Senior Director of Customer Engagement

The American Association of Insurance Services (AAIS) has appointed Truman Esmond, of Denver, Col., to the newly-created position of senior ...

Torus Survey: Top Issues in Management Liability & Professional Lines Market

A recent survey* undertaken by global specialty insurer Torus has highlighted a myriad of current issues facing the management liability ...

Aon Launches Replacement Flood Coverage Call Option

Aon Risk Solutions, the global risk management business of Aon plc has created Flood Secure Flex, a new call option for Flood Secure, to ...

From MyNewMarkets.com Rate Changes Coming to Healthy Railroad Industry

At one time it seemed that the railroad industry was doomed, but thanks in part to the economic stimulus plan, technology improving their...
Sponsored by: NSM Insurance Group. We have 25 years writing non-profits. Hospice, Boys and Girls Clubs, CAAs, Head Starts, Senior Services, MRDD/ARC, Charter Schools and Many More! Click here for more information.
East

New York Gov. Cuomo Proposes $9B for Storm Damage Prevention

Gov. Andrew Cuomo wants huge electrical transformers in commercial buildings hauled to upper floors and wants the ability to shutter key ...

Far Rockaway in NYC's Queens Borough Copes With Sinkholes After Sandy

Residents in Far Rockaway in New York's Queens borough are now coping with sinkholes in areas that seemed stable before Superstorm Sandy. ...

NYSIF Announces Payment Extension for Policyholders Affected by Sandy

New York State Insurance Fund, New York's largest workers' compensation and disability benefits carrier, announced Wednesday that it is ...

Assurant Appoints Senior VP of Corporate Development in New York

Assurant Inc., a provider of specialty insurance and insurance-related products and services, appointed Larry N. Port to the position of ...
Errors and Omissions Fraud Detection 2-part series: New class from Academy of Insurance
Midwest

Hastings Mutual Names Bremer as CIO, Gregor as VP - Insurance Operations

Hastings, Mich.-based Hastings Mutual Insurance Co., a regional property/casualty insurance carrier serving six Midwest states welcomes ...

Indiana Truck Driver Logs 3 Million Miles of Safety

The distance around the Earth at the equator is 24,901 miles. By Kokomo, Ind.-based truck driver Richard Batt's estimate, he could have ...

Cedar Falls, Iowa, Cuts Worker Hours to Avoid Health Insurance

Officials in Cedar Falls, Iowa, plan to reduce dozens of part-time public employees' hours in order to avoid having to offer them insurance ...
Insurance Journal's 2013 Insurance Industry Events Calendar - Submit your event!
Southeast

Citizens President Gilway Admits Mistake in Abolishing Office

Citizens Property Insurance Corp. President Barry Gilway said Tuesday he made a "dumb decision" in how he went about abolishing the firm's ...

Homeowners in Mississippi's Moss Point Fight Flood Insurance Rules

Moss Point officials hope a city judge will set a court date in December to determine if 47 properties must comply with rules to elevate ...

Disaster Declaration Issued for 18 W.Va. Counties in Wake of Sandy

President Barack Obama has issued a disaster declaration to help 18 counties recover from damage caused by Superstorm Sandy. The ...

Florida Leads States in Ticketing Speeding Drivers: Study

Speeding drivers are more likely to be get ticketed in the Sunshine State than in any other state, according to a new study from ...
South Central

Tarrant County, Texas, Leads State in Hailstorms: NOAA

The residents of Fort Worth, Texas, and its suburbs in Tarrant County share the dubious honor of being the area most pounded by hailstorms ...

Big Bill for Levee Upkeep Comes to New Orleans

In the busy and under-staffed offices of New Orleans' flood-control leaders, there's an uneasy feeling about what lies ahead. By the time ...

Firms Partner to Offer Entertainment Insurance in Louisiana, Gulf South

New Orleans-based Maginnis Film & Entertainment Insurance Services LLC (MFEIS) and Reiff & Associates LLC announced a strategic partnership ...

Van Eeten Elected to Lead Texas Surplus Lines Association

The Texas Surplus Lines Association Inc. announced that Kathy van Eeten, senior vice president - Regional Marketing for insurance broker ...
West

California's Jones to Review Nationwide Following Security Breach

California Insurance Commissioner Dave Jones announced said his office will conduct a review of Nationwide/Allied Group of insurance ...

County May Sue Bankrupt Southern California City

County supervisors have voted to join the long list of San Bernardino, Calif. creditors and may sue the bankrupt city. The city 60 miles ...

SEC Charges Oil CEO in Insider Trading With Colorado Insurance Exec

The Securities and Exchange Commission on Wednesday announced charges against the former CEO of a Denver, Colo.-based oil-and-gas company ...
Sponsored by: CIWA. Wholesale brokers, E and S carriers and vendors: You have to watch this video! Click here for more information.
International

Climate is 'Changing before our Eyes' Says World Meteorological Organization

The fact that Arctic sea ice has melted this year to its lowest recorded level shows, along with other weather extremes, that "climate ...

Munich Re Study Focuses on Rising 'Cyber Crime'

"Cyber attacks are a reality and companies need to prepare themselves," warns Munich Re in a recently released study - "Cost of Cyber ...

Colombia to Offer Climate Change Insurance to Coffee Farmers

Colombia is launching insurance to protect coffee plantations hit by climate change, which has damaged output in the world's top producer ...

South to Head Marsh's Combined Asia-Pacific; Piccolomini Continental Europe

Marsh has embarked on a major reordering of its regional activities, which it said is "in order to align the delivery of its global ...

Flagstone Re Shareholders Approve Acquisition by Validus

Bermuda-based Validus Holdings, Ltd. announced that the shareholders of Flagstone Reinsurance Holdings, S.A. approved all matters required ...

Franzèn Appointed Chairman of EDHEC-Risk Institute's Int'l. Advisory Board

EDHEC-Risk Institute has announced the appointment of Tomas Franzèn, Chief Investment Strategist with Andra AP-fonden (AP2), the second ...

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Insurance Journal TV

Video thumbnail

Rate Changes Coming to Healthy Railroad Industry

At one time it seemed that the railroad industry was doomed, but thanks in part to the...
Video thumbnail

Effects of Worldwide Economic Instability on American Companies

Despite a slightly improved economy here in the U.S., the global economy is not out of the...

TV icon Watch more videos at InsuranceJournal.tv

New Discussions in the Forums

Tower Erection Contractor
Posted: Wed Nov 28 -- Thanks bkrigsman! I appreciate the response! Halpert
Exotic car, bad driver!!
Posted: Wed Nov 28 -- How does an exotic car repair shop get onto the list of available repair shops for an insurance company? autorepairframingham
Freight Forwarding in Ca
Posted: Tue Nov 27 -- Risk does not take control of goods or cargo at all. Thanks Trotter trotter
Amerisure Mutual
Posted: Mon Nov 26 -- We don't know of any MGA's with Amerisure. But we and other retail agents have access. Perhaps you can broker a deal with a retail agent.... bkrigsman
Attorney considering CPCU- thoughts?
Posted: Wed Nov 21 -- I think it's always wise to think ahead and be prepared for multiple opportunities and interests which may come along. I have several... InsuranceVet
Benelect wrap around plans
Posted: Tue Nov 20 -- We are looking to place one of our group health accounts with Benelect which is a wrap around plan. I wanted to see if anyone else has used... JAM
Automotice Diagnostic Equipment-Portable
Posted: Tue Nov 20 -- Any markets available to insure on an inland marine policy, an expensive PORTABLE piece of Diagnostic Equipment worth about $20,000 (with... FARRELLS
SEO and buying back links
Posted: Tue Nov 20 -- It is always better to obtain backlinks naturally. Purchased ones don't always help if they are not on the sites that rank. NationalMCA

Reader Comments

Hobby Lobby Appeals Morning-After Pill Decision
Posted: Tue Nov 27 -- I just want to thank Hobby Lobby for standing up for what they believe in. I will continue to do business with them over alot of other... Jackie
High-Security Driver's License Runs Into Opposition in States
Posted: Tue Nov 27 -- Call me crazy, but I'd way rather see us not borrow another $11,000,000,000.00 to implement easily hackable chipped ID cards (and black and... ExciteBiker
Investigation Ongoing in Huge Texas Highway Wreck
Posted: Mon Nov 26 -- What's amazing is that pileups like this don't happen every 10 minutes, since nowadays the typical interstate highway is a never-ending... Roland
Obamacare Rules on Pre-Existing Conditions, Benefits, Wellness Released
Posted: Mon Nov 26 -- Your Texans arent looking so bad either. Foster is unstoppable! Schaub is more accurate then - do I dare say - Aron Rogers? Johnson is also... FFA
KC Art Institute Sues Couple over Unfulfilled $5M pledge
Posted: Tue Nov 27 -- No good deed goes unpunished ..... see who will contribute to them in the future reality

Current Issue

November 19, 2012
Current Issue
Top Personal Lines Retail Agencies; Assisted Living / Long Term Care; Contractors & Builders

More Newsletters

Choose Newsletters
Enter Your E-mail

How to Advertise

For information about advertising on this newsletter and Insurance Journal magazines, contact Julie Tinney at (800) 897-9965 x148.
View our Media Kit for advertising options in our magazines and online properties.
Insurance Journal
3570 Camino del Rio North, Suite 200
San Diego, CA 92108
(800) 897-9965
Copyright © 2012 by Wells Media Group, Inc.